Health insurance premiums 2026 in the canton of Zürich
Premium region 1
Zürich … · 29 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Genossenschaft KRANKENKASSE SLKK | CHF 605.20 | +6.9% |
| Sumiswalder Krankenkasse | CHF 610.30 | +6.3% |
| Krankenkasse Luzerner Hinterland | CHF 610.60 | +4.0% |
| Sanitas Grundversicherungen AG | CHF 619.40 | +4.5% |
| Vivao Sympany AG | CHF 621.00 | +5.1% |
| Atupri Gesundheitsversicherung AG | CHF 623.70 | +3.5% |
| Stiftung Krankenkasse Wädenswil | CHF 624.20 | +3.5% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 625.00 | +2.8% |
The cheapest premium in this region was CHF 478.50 in 2021 and is CHF 605.20 in 2026 — that is +26.5%.
Calculate premiums for postcode 8001
Municipalities in this premium region (1): Zürich.
Premium region 2
Adliswil, Dübendorf, Rümlang, Regensdorf … · 78 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Stiftung Krankenkasse Wädenswil | CHF 535.60 | +3.5% |
| Krankenkasse Luzerner Hinterland | CHF 542.35 | +4.0% |
| rhenusana | CHF 542.60 | +0.9% |
| Agrisano Krankenkasse AG | CHF 544.10 | +6.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 544.70 | +6.8% |
| Sumiswalder Krankenkasse | CHF 556.00 | +6.3% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 558.00 | +4.3% |
| Atupri Gesundheitsversicherung AG | CHF 558.20 | +3.3% |
The cheapest premium in this region was CHF 430.60 in 2021 and is CHF 535.60 in 2026 — that is +24.4%.
Calculate premiums for postcode 8041
Municipalities in this premium region (37): Adliswil, Dietikon, Dietlikon, Dübendorf, Egg, Erlenbach (ZH), Fällanden, Greifensee, Herrliberg, Hombrechtikon, Horgen, Kilchberg (ZH), Kloten, Küsnacht (ZH), Maur, Meilen, Männedorf, Mönchaltorf, Oetwil am See, Opfikon, Regensdorf, Richterswil, Rümlang, Schlieren, Schwerzenbach, Stäfa, Thalwil, Uetikon am See, Urdorf, Uster, Volketswil, Wallisellen, Wangen-Brüttisellen, Winterthur, Wädenswil, Zollikon, Zumikon.
Premium region 3
Oberweningen, Hausen am Albis, Oberengstringen, Unterengstringen … · 172 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Stiftung Krankenkasse Wädenswil | CHF 488.50 | +3.5% |
| rhenusana | CHF 490.00 | +0.9% |
| Agrisano Krankenkasse AG | CHF 497.40 | +6.0% |
| Krankenkasse Luzerner Hinterland | CHF 499.20 | +4.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 499.30 | +6.8% |
| Sumiswalder Krankenkasse | CHF 506.00 | +6.7% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 509.00 | +4.3% |
| Assura-Basis AG | CHF 515.90 | +2.4% |
The cheapest premium in this region was CHF 391.10 in 2021 and is CHF 488.50 in 2026 — that is +24.9%.
Calculate premiums for postcode 5462
Municipalities in this premium region (122): Aesch (ZH), Aeugst am Albis, Affoltern am Albis, Altikon, Andelfingen, Bachenbülach, Bachs, Bassersdorf, Bauma, Benken (ZH), Berg am Irchel, Birmensdorf (ZH), Bonstetten, Boppelsen, Brütten, Bubikon, Buch am Irchel, Buchs (ZH), Bäretswil, Bülach, Dachsen, Dielsdorf, Dinhard, Dorf, Dägerlen, Dällikon, Dänikon, Dättlikon, Dürnten, Eglisau, Elgg, Ellikon an der Thur, Elsau, Embrach, Fehraltorf, Feuerthalen, Fischenthal, Flaach, Flurlingen, Freienstein-Teufen, Geroldswil, Glattfelden, Gossau (ZH), Grüningen, Hagenbuch, Hausen am Albis, Hedingen, Henggart, Hettlingen, Hinwil, Hittnau, Hochfelden, Höri, Hüntwangen, Hüttikon, Illnau-Effretikon, Kappel am Albis, Kleinandelfingen, Knonau, Langnau am Albis, Laufen-Uhwiesen, Lindau, Lufingen, Marthalen, Maschwanden, Mettmenstetten, Neerach, Neftenbach, Niederglatt, Niederhasli, Niederweningen, Nürensdorf, Oberembrach, Oberengstringen, Oberglatt, Oberrieden, Oberweningen, Obfelden, Oetwil an der Limmat, Ossingen, Otelfingen, Ottenbach, Pfungen, Pfäffikon, Rafz, Regensberg, Rheinau, Rickenbach (ZH), Rifferswil, Rorbas, Russikon, Rüschlikon, Rüti (ZH), Schlatt (ZH), Schleinikon, Schöfflisdorf, Seegräben, Seuzach, Stadel, Stallikon, Stammheim, Steinmaur, Thalheim an der Thur, Truttikon, Trüllikon, Turbenthal, Uitikon, Unterengstringen, Volken, Wald (ZH), Wasterkingen, Weiach, Weiningen (ZH), Weisslingen, Wettswil am Albis, Wetzikon (ZH), Wiesendangen, Wil (ZH), Wila, Wildberg, Winkel, Zell (ZH).
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Zürich?
The lowest officially approved premium in the canton of Zürich is CHF 488.50 per month in 2026, the highest CHF 724.00. That is a difference of CHF 2'826 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Zürich?
Because the FOPH divides the canton into premium regions (here: 3). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.