Health insurance premiums 2027 in the canton of Zürich
Premium region 1
Zürich … · 29 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Genossenschaft KRANKENKASSE SLKK | CHF 633.00 | +4.6% |
| Sumiswalder Krankenkasse | CHF 634.80 | +4.0% |
| Sanitas Grundversicherungen AG | CHF 643.80 | +3.9% |
| Atupri Gesundheitsversicherung AG | CHF 644.30 | +3.3% |
| Stiftung Krankenkasse Wädenswil | CHF 649.20 | +4.0% |
| EGK Grundversicherungen AG | CHF 652.00 | +3.9% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 652.10 | +2.5% |
| Vivao Sympany AG | CHF 655.00 | +5.5% |
The cheapest premium in this region was CHF 478.50 in 2021 and is CHF 633.00 in 2027 — that is +32.3%.
Calculate premiums for postcode 8001
Municipalities in this premium region (1): Zürich.
Premium region 2
Adliswil, Dübendorf, Rümlang, Regensdorf … · 78 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Stiftung Krankenkasse Wädenswil | CHF 557.10 | +4.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 560.20 | +2.8% |
| Sumiswalder Krankenkasse | CHF 578.30 | +4.0% |
| Agrisano Krankenkasse AG | CHF 579.50 | +6.5% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 580.00 | +3.9% |
| rhenusana | CHF 581.70 | +7.2% |
| Atupri Gesundheitsversicherung AG | CHF 581.80 | +4.2% |
| Assura-Basis AG | CHF 584.10 | +3.0% |
The cheapest premium in this region was CHF 430.60 in 2021 and is CHF 557.10 in 2027 — that is +29.4%.
Calculate premiums for postcode 8041
Municipalities in this premium region (37): Adliswil, Dietikon, Dietlikon, Dübendorf, Egg, Erlenbach (ZH), Fällanden, Greifensee, Herrliberg, Hombrechtikon, Horgen, Kilchberg (ZH), Kloten, Küsnacht (ZH), Maur, Meilen, Männedorf, Mönchaltorf, Oetwil am See, Opfikon, Regensdorf, Richterswil, Rümlang, Schlieren, Schwerzenbach, Stäfa, Thalwil, Uetikon am See, Urdorf, Uster, Volketswil, Wallisellen, Wangen-Brüttisellen, Winterthur, Wädenswil, Zollikon, Zumikon.
Premium region 3
Oberweningen, Hausen am Albis, Oberengstringen, Unterengstringen … · 172 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Stiftung Krankenkasse Wädenswil | CHF 508.10 | +4.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 519.10 | +4.0% |
| Sumiswalder Krankenkasse | CHF 526.30 | +4.0% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 528.00 | +3.7% |
| Agrisano Krankenkasse AG | CHF 529.70 | +6.5% |
| Assura-Basis AG | CHF 537.40 | +4.2% |
| Sanitas Grundversicherungen AG | CHF 545.50 | +3.9% |
| Atupri Gesundheitsversicherung AG | CHF 550.40 | +4.2% |
The cheapest premium in this region was CHF 391.10 in 2021 and is CHF 508.10 in 2027 — that is +29.9%.
Calculate premiums for postcode 5462
Municipalities in this premium region (122): Aesch (ZH), Aeugst am Albis, Affoltern am Albis, Altikon, Andelfingen, Bachenbülach, Bachs, Bassersdorf, Bauma, Benken (ZH), Berg am Irchel, Birmensdorf (ZH), Bonstetten, Boppelsen, Brütten, Bubikon, Buch am Irchel, Buchs (ZH), Bäretswil, Bülach, Dachsen, Dielsdorf, Dinhard, Dorf, Dägerlen, Dällikon, Dänikon, Dättlikon, Dürnten, Eglisau, Elgg, Ellikon an der Thur, Elsau, Embrach, Fehraltorf, Feuerthalen, Fischenthal, Flaach, Flurlingen, Freienstein-Teufen, Geroldswil, Glattfelden, Gossau (ZH), Grüningen, Hagenbuch, Hausen am Albis, Hedingen, Henggart, Hettlingen, Hinwil, Hittnau, Hochfelden, Höri, Hüntwangen, Hüttikon, Illnau-Effretikon, Kappel am Albis, Kleinandelfingen, Knonau, Langnau am Albis, Laufen-Uhwiesen, Lindau, Lufingen, Marthalen, Maschwanden, Mettmenstetten, Neerach, Neftenbach, Niederglatt, Niederhasli, Niederweningen, Nürensdorf, Oberembrach, Oberengstringen, Oberglatt, Oberrieden, Oberweningen, Obfelden, Oetwil an der Limmat, Ossingen, Otelfingen, Ottenbach, Pfungen, Pfäffikon, Rafz, Regensberg, Rheinau, Rickenbach (ZH), Rifferswil, Rorbas, Russikon, Rüschlikon, Rüti (ZH), Schlatt (ZH), Schleinikon, Schöfflisdorf, Seegräben, Seuzach, Stadel, Stallikon, Stammheim, Steinmaur, Thalheim an der Thur, Truttikon, Trüllikon, Turbenthal, Uitikon, Unterengstringen, Volken, Wald (ZH), Wasterkingen, Weiach, Weiningen (ZH), Weisslingen, Wettswil am Albis, Wetzikon (ZH), Wiesendangen, Wil (ZH), Wila, Wildberg, Winkel, Zell (ZH).
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2027 in the canton of Zürich?
The lowest officially approved premium in the canton of Zürich is CHF 508.10 per month in 2027, the highest CHF 750.70. That is a difference of CHF 2'911 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Zürich?
Because the FOPH divides the canton into premium regions (here: 3). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2027?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.