rhenusana: 2026 premiums compared
rhenusana offers basic insurance in 2026 in 26 cantons, from CHF 476.90 a month. In 0 cantons it is the cheapest insurer of all.
rhenusana canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | rhenusana premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 576.10 | CHF 519.25 | + CHF 682/J |
| Appenzell Ausserrhoden | CHF 511.10 | CHF 479.40 | + CHF 380/J |
| Appenzell Innerrhoden | CHF 476.90 | CHF 411.00 | + CHF 791/J |
| Basel-Landschaft | CHF 634.70 | CHF 575.30 | + CHF 713/J |
| Basel-Stadt | CHF 809.70 | CHF 673.70 | + CHF 1'632/J |
| Bern | CHF 633.80 | CHF 520.40 | + CHF 1'361/J |
| Freiburg | CHF 617.50 | CHF 523.30 | + CHF 1'130/J |
| Genf | CHF 880.40 | CHF 686.70 | + CHF 2'324/J |
| Glarus | CHF 545.90 | CHF 493.00 | + CHF 635/J |
| Graubünden | CHF 494.90 | CHF 426.00 | + CHF 827/J |
| Jura | CHF 689.00 | CHF 628.20 | + CHF 730/J |
| Luzern | CHF 517.50 | CHF 452.80 | + CHF 776/J |
| Neuenburg | CHF 764.40 | CHF 655.90 | + CHF 1'302/J |
| Nidwalden | CHF 497.40 | CHF 448.10 | + CHF 592/J |
| Obwalden | CHF 523.90 | CHF 445.10 | + CHF 946/J |
| Schaffhausen | CHF 566.60 | CHF 504.40 | + CHF 746/J |
| Schwyz | CHF 543.00 | CHF 439.30 | + CHF 1'244/J |
| Solothurn | CHF 629.80 | CHF 565.40 | + CHF 773/J |
| St. Gallen | CHF 525.40 | CHF 467.00 | + CHF 701/J |
| Tessin | CHF 700.70 | CHF 626.70 | + CHF 888/J |
| Thurgau | CHF 534.70 | CHF 499.60 | + CHF 421/J |
| Uri | CHF 526.40 | CHF 437.90 | + CHF 1'062/J |
| Waadt | CHF 720.70 | CHF 601.70 | + CHF 1'428/J |
| Wallis | CHF 561.10 | CHF 470.90 | + CHF 1'082/J |
| Zug | CHF 536.10 | CHF 385.80 | + CHF 1'804/J |
| Zürich | CHF 490.00 | CHF 488.50 | + CHF 18/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 300, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How rhenusana has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 384.90 | — |
| 2022 | CHF 384.90 | +0.0 % |
| 2023 | CHF 408.00 | +6.0 % |
| 2024 | CHF 428.40 | +5.0 % |
| 2025 | CHF 449.90 | +5.0 % |
| 2026 | CHF 476.90 | +6.0 % |
The lowest premium at rhenusana went from CHF 384.90 (2021) to CHF 476.90 (2026) — +23.9 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). rhenusana must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is rhenusana expensive?
For an adult with a CHF 300 franchise and the standard model, rhenusana costs between CHF 476.90 and CHF 880.40 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at rhenusana worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from rhenusana?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.