rhenusana: 2027 premiums compared
rhenusana offers basic insurance in 2027 in 26 cantons, from CHF 496.00 a month. In 0 cantons it is the cheapest insurer of all.
rhenusana canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | rhenusana premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 599.20 | CHF 548.80 | + CHF 605/J |
| Appenzell Ausserrhoden | CHF 532.60 | CHF 501.00 | + CHF 379/J |
| Appenzell Innerrhoden | CHF 496.00 | CHF 436.00 | + CHF 720/J |
| Basel-Landschaft | CHF 660.10 | CHF 606.00 | + CHF 649/J |
| Basel-Stadt | CHF 842.10 | CHF 690.40 | + CHF 1'820/J |
| Bern | CHF 659.20 | CHF 541.20 | + CHF 1'416/J |
| Freiburg | CHF 642.30 | CHF 551.00 | + CHF 1'096/J |
| Genf | CHF 915.70 | CHF 711.20 | + CHF 2'454/J |
| Glarus | CHF 567.80 | CHF 523.80 | + CHF 528/J |
| Graubünden | CHF 514.80 | CHF 450.80 | + CHF 768/J |
| Jura | CHF 716.60 | CHF 655.80 | + CHF 730/J |
| Luzern | CHF 538.30 | CHF 468.65 | + CHF 836/J |
| Neuenburg | CHF 795.00 | CHF 675.60 | + CHF 1'433/J |
| Nidwalden | CHF 517.30 | CHF 461.50 | + CHF 670/J |
| Obwalden | CHF 544.90 | CHF 474.00 | + CHF 851/J |
| Schaffhausen | CHF 589.30 | CHF 514.50 | + CHF 898/J |
| Schwyz | CHF 564.80 | CHF 454.70 | + CHF 1'321/J |
| Solothurn | CHF 655.00 | CHF 582.40 | + CHF 871/J |
| St. Gallen | CHF 541.50 | CHF 488.00 | + CHF 642/J |
| Tessin | CHF 728.70 | CHF 658.00 | + CHF 848/J |
| Thurgau | CHF 556.10 | CHF 524.60 | + CHF 378/J |
| Uri | CHF 547.50 | CHF 463.90 | + CHF 1'003/J |
| Waadt | CHF 749.60 | CHF 614.40 | + CHF 1'622/J |
| Wallis | CHF 583.60 | CHF 494.45 | + CHF 1'070/J |
| Zug | CHF 557.60 | CHF 405.30 | + CHF 1'828/J |
| Zürich | CHF 552.60 | CHF 508.10 | + CHF 534/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 300, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How rhenusana has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 384.90 | — |
| 2022 | CHF 384.90 | +0.0 % |
| 2023 | CHF 408.00 | +6.0 % |
| 2024 | CHF 428.40 | +5.0 % |
| 2025 | CHF 449.90 | +5.0 % |
| 2026 | CHF 476.90 | +6.0 % |
| 2027 | CHF 496.00 | +4.0 % |
The lowest premium at rhenusana went from CHF 384.90 (2021) to CHF 496.00 (2027) — +28.9 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). rhenusana must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is rhenusana expensive?
For an adult with a CHF 300 franchise and the standard model, rhenusana costs between CHF 496.00 and CHF 915.70 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at rhenusana worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from rhenusana?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.