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Premiums by canton

Health insurance premiums 2026 in the canton of Zug

Canton Zug — a single premium region

Hünenberg, Baar, Zug, Steinhausen … · 19 postcodes

Cheapest CHF 385.80 per month
average CHF 435.56 27 insurers
difference per year CHF 1'804 per year
Insurer Premium/month vs 2025
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG CHF 385.80 -14.5%
Agrisano Krankenkasse AG CHF 389.70 -9.0%
Genossenschaft KRANKENKASSE SLKK CHF 390.00 -11.4%
Vivao Sympany AG CHF 392.00 -13.1%
KPT Krankenkasse AG CHF 401.00 -16.0%
Sanitas Grundversicherungen AG CHF 407.10 -13.9%
Avenir Krankenversicherung AG CHF 411.80 -16.4%
Visana AG CHF 415.40 -14.0%

The cheapest premium in this region was CHF 372.70 in 2021 and is CHF 385.80 in 2026 — that is +3.5%.

Calculate premiums for postcode 5642

Municipalities in this premium region (11): Baar, Cham, Hünenberg, Menzingen, Neuheim, Oberägeri, Risch, Steinhausen, Unterägeri, Walchwil, Zug.

Why the premium depends on your municipality

Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.

Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.

Frequently asked questions

What is the cheapest health insurance premium in 2026 in the canton of Zug?

The lowest officially approved premium in the canton of Zug is CHF 385.80 per month in 2026, the highest CHF 536.10. That is a difference of CHF 1'804 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.

Why do premiums differ within the canton of Zug?

Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.

Are these the definitive premiums for 2026?

Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.