Health insurance premiums 2027 in the canton of Schaffhausen
Premium region 1
Neuhausen am Rheinfall, Schaffhausen … · 5 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 568.30 | +2.0% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 579.00 | +4.9% |
| Sumiswalder Krankenkasse | CHF 583.40 | +3.0% |
| Aquilana Versicherungen | CHF 585.00 | +3.5% |
| Assura-Basis AG | CHF 592.50 | +6.0% |
| Atupri Gesundheitsversicherung AG | CHF 598.20 | +2.0% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 600.30 | +4.0% |
| KPT Krankenkasse AG | CHF 603.40 | +1.0% |
The cheapest premium in this region was CHF 440.00 in 2021 and is CHF 568.30 in 2027 — that is +29.2%.
Calculate premiums for postcode 8200
Municipalities in this premium region (2): Neuhausen am Rheinfall, Schaffhausen.
Premium region 2
Büttenhardt, Neunkirch, Gächlingen, Hallau … · 30 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 514.50 | +2.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 532.90 | -4.0% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 539.00 | +4.7% |
| Assura-Basis AG | CHF 545.10 | +6.0% |
| Aquilana Versicherungen | CHF 547.00 | +3.5% |
| Sumiswalder Krankenkasse | CHF 550.50 | +3.9% |
| KPT Krankenkasse AG | CHF 559.70 | +1.0% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 561.20 | +4.0% |
The cheapest premium in this region was CHF 404.00 in 2021 and is CHF 514.50 in 2027 — that is +27.4%.
Calculate premiums for postcode 8200
Municipalities in this premium region (24): Bargen (SH), Beggingen, Beringen, Buch (SH), Buchberg, Büttenhardt, Dörflingen, Gächlingen, Hallau, Hemishofen, Lohn (SH), Löhningen, Merishausen, Neunkirch, Oberhallau, Ramsen, Rüdlingen, Schleitheim, Siblingen, Stein am Rhein, Stetten (SH), Thayngen, Trasadingen, Wilchingen.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2027 in the canton of Schaffhausen?
The lowest officially approved premium in the canton of Schaffhausen is CHF 514.50 per month in 2027, the highest CHF 707.40. That is a difference of CHF 2'315 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Schaffhausen?
Because the FOPH divides the canton into premium regions (here: 2). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2027?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.