Health insurance premiums 2026 in the canton of Schaffhausen
Premium region 1
Neuhausen am Rheinfall, Schaffhausen … · 5 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| ÖKK Kranken- und Unfallversicherungen AG | CHF 552.00 | +3.0% |
| Agrisano Krankenkasse AG | CHF 557.20 | +4.5% |
| Assura-Basis AG | CHF 559.00 | +3.3% |
| Helsana Versicherungen AG | CHF 559.00 | +0.7% |
| Aquilana Versicherungen | CHF 565.20 | +4.0% |
| Sumiswalder Krankenkasse | CHF 566.40 | +2.8% |
| Vivao Sympany AG | CHF 575.00 | +3.2% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 577.30 | +4.0% |
The cheapest premium in this region was CHF 440.00 in 2021 and is CHF 552.00 in 2026 — that is +25.5%.
Calculate premiums for postcode 8200
Municipalities in this premium region (2): Neuhausen am Rheinfall, Schaffhausen.
Premium region 2
Büttenhardt, Neunkirch, Gächlingen, Hallau … · 30 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 504.40 | +4.5% |
| Assura-Basis AG | CHF 514.30 | +3.3% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 515.00 | +4.3% |
| Aquilana Versicherungen | CHF 528.50 | +4.0% |
| Sumiswalder Krankenkasse | CHF 529.70 | +3.3% |
| EGK Grundversicherungen AG | CHF 537.80 | +0.4% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 539.70 | +4.0% |
| Visana AG | CHF 548.40 | +3.5% |
The cheapest premium in this region was CHF 404.00 in 2021 and is CHF 504.40 in 2026 — that is +24.9%.
Calculate premiums for postcode 8200
Municipalities in this premium region (24): Bargen (SH), Beggingen, Beringen, Buch (SH), Buchberg, Büttenhardt, Dörflingen, Gächlingen, Hallau, Hemishofen, Lohn (SH), Löhningen, Merishausen, Neunkirch, Oberhallau, Ramsen, Rüdlingen, Schleitheim, Siblingen, Stein am Rhein, Stetten (SH), Thayngen, Trasadingen, Wilchingen.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Schaffhausen?
The lowest officially approved premium in the canton of Schaffhausen is CHF 504.40 per month in 2026, the highest CHF 650.10. That is a difference of CHF 1'748 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Schaffhausen?
Because the FOPH divides the canton into premium regions (here: 2). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.