Health insurance premiums 2026 in the canton of Appenzell Innerrhoden
Canton Appenzell Innerrhoden — a single premium region
Schlatt-Haslen, Schwende-Rüte, Appenzell, Gonten … · 15 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 411.00 | -0.5% |
| Assura-Basis AG | CHF 417.60 | +2.7% |
| Vivao Sympany AG | CHF 419.00 | +4.2% |
| Atupri Gesundheitsversicherung AG | CHF 421.70 | +7.0% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 422.00 | +2.7% |
| KPT Krankenkasse AG | CHF 424.00 | +3.5% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 431.90 | +6.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 433.00 | +4.4% |
The cheapest premium in this region was CHF 333.00 in 2021 and is CHF 411.00 in 2026 — that is +23.4%.
Calculate premiums for postcode 9050
Municipalities in this premium region (5): Appenzell, Gonten, Oberegg, Schlatt-Haslen, Schwende-Rüte.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Appenzell Innerrhoden?
The lowest officially approved premium in the canton of Appenzell Innerrhoden is CHF 411.00 per month in 2026, the highest CHF 543.00. That is a difference of CHF 1'584 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Appenzell Innerrhoden?
Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.