Sumiswalder Krankenkasse: 2027 premiums compared
Sumiswalder Krankenkasse offers basic insurance in 2027 in 21 cantons, from CHF 421.40 a month. In 0 cantons it is the cheapest insurer of all.
Sumiswalder Krankenkasse canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Sumiswalder Krankenkasse premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 555.50 | CHF 548.80 | + CHF 80/J |
| Appenzell Ausserrhoden | CHF 534.30 | CHF 501.00 | + CHF 400/J |
| Appenzell Innerrhoden | CHF 465.80 | CHF 436.00 | + CHF 358/J |
| Basel-Landschaft | CHF 635.80 | CHF 606.00 | + CHF 358/J |
| Basel-Stadt | CHF 787.80 | CHF 690.40 | + CHF 1'169/J |
| Bern | CHF 552.00 | CHF 541.20 | + CHF 130/J |
| Freiburg | CHF 562.50 | CHF 551.00 | + CHF 138/J |
| Glarus | CHF 533.90 | CHF 523.80 | + CHF 121/J |
| Graubünden | CHF 483.70 | CHF 450.80 | + CHF 395/J |
| Luzern | CHF 503.60 | CHF 468.65 | + CHF 419/J |
| Nidwalden | CHF 494.10 | CHF 461.50 | + CHF 391/J |
| Obwalden | CHF 491.60 | CHF 474.00 | + CHF 211/J |
| Schaffhausen | CHF 550.50 | CHF 514.50 | + CHF 432/J |
| Schwyz | CHF 517.00 | CHF 454.70 | + CHF 748/J |
| Solothurn | CHF 596.30 | CHF 582.40 | + CHF 167/J |
| St. Gallen | CHF 513.40 | CHF 488.00 | + CHF 305/J |
| Thurgau | CHF 544.80 | CHF 524.60 | + CHF 242/J |
| Uri | CHF 487.50 | CHF 463.90 | + CHF 283/J |
| Wallis | CHF 506.40 | CHF 494.45 | + CHF 143/J |
| Zug | CHF 421.40 | CHF 405.30 | + CHF 193/J |
| Zürich | CHF 526.30 | CHF 508.10 | + CHF 218/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Sumiswalder Krankenkasse has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 389.00 | — |
| 2022 | CHF 392.00 | +0.8 % |
| 2023 | CHF 392.00 | +0.0 % |
| 2024 | CHF 405.50 | +3.4 % |
| 2025 | CHF 437.20 | +7.8 % |
| 2026 | CHF 443.50 | +1.4 % |
| 2027 | CHF 421.40 | -5.0 % |
The lowest premium at Sumiswalder Krankenkasse went from CHF 389.00 (2021) to CHF 421.40 (2027) — +8.3 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Sumiswalder Krankenkasse must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Sumiswalder Krankenkasse expensive?
For an adult with a CHF 300 franchise and the standard model, Sumiswalder Krankenkasse costs between CHF 421.40 and CHF 787.80 a month in 2027, depending on the canton. In 0 of 21 cantons it is the cheapest insurer.
Are the benefits at Sumiswalder Krankenkasse worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Sumiswalder Krankenkasse?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.