Sanitas Grundversicherungen AG: 2027 premiums compared
Sanitas Grundversicherungen AG offers basic insurance in 2027 in 26 cantons, from CHF 422.40 a month. In 0 cantons it is the cheapest insurer of all.
Sanitas Grundversicherungen AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Sanitas Grundversicherungen AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 570.30 | CHF 548.80 | + CHF 258/J |
| Appenzell Ausserrhoden | CHF 534.30 | CHF 501.00 | + CHF 400/J |
| Appenzell Innerrhoden | CHF 463.40 | CHF 436.00 | + CHF 329/J |
| Basel-Landschaft | CHF 656.40 | CHF 606.00 | + CHF 605/J |
| Basel-Stadt | CHF 719.20 | CHF 690.40 | + CHF 346/J |
| Bern | CHF 586.50 | CHF 541.20 | + CHF 544/J |
| Freiburg | CHF 597.70 | CHF 551.00 | + CHF 560/J |
| Genf | CHF 748.90 | CHF 711.20 | + CHF 452/J |
| Glarus | CHF 532.70 | CHF 523.80 | + CHF 107/J |
| Graubünden | CHF 525.60 | CHF 450.80 | + CHF 898/J |
| Jura | CHF 679.40 | CHF 655.80 | + CHF 283/J |
| Luzern | CHF 516.40 | CHF 468.65 | + CHF 573/J |
| Neuenburg | CHF 698.50 | CHF 675.60 | + CHF 275/J |
| Nidwalden | CHF 482.60 | CHF 461.50 | + CHF 253/J |
| Obwalden | CHF 498.40 | CHF 474.00 | + CHF 293/J |
| Schaffhausen | CHF 578.90 | CHF 514.50 | + CHF 773/J |
| Schwyz | CHF 532.70 | CHF 454.70 | + CHF 936/J |
| Solothurn | CHF 613.90 | CHF 582.40 | + CHF 378/J |
| St. Gallen | CHF 534.20 | CHF 488.00 | + CHF 554/J |
| Tessin | CHF 673.60 | CHF 658.00 | + CHF 187/J |
| Thurgau | CHF 544.90 | CHF 524.60 | + CHF 244/J |
| Uri | CHF 487.50 | CHF 463.90 | + CHF 283/J |
| Waadt | CHF 688.50 | CHF 614.40 | + CHF 889/J |
| Wallis | CHF 566.00 | CHF 494.45 | + CHF 859/J |
| Zug | CHF 422.40 | CHF 405.30 | + CHF 205/J |
| Zürich | CHF 545.50 | CHF 508.10 | + CHF 449/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Sanitas Grundversicherungen AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 373.50 | — |
| 2022 | CHF 363.30 | -2.7 % |
| 2023 | CHF 357.00 | -1.7 % |
| 2024 | CHF 378.80 | +6.1 % |
| 2025 | CHF 406.40 | +7.3 % |
| 2026 | CHF 407.10 | +0.2 % |
| 2027 | CHF 422.40 | +3.8 % |
The lowest premium at Sanitas Grundversicherungen AG went from CHF 373.50 (2021) to CHF 422.40 (2027) — +13.1 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Sanitas Grundversicherungen AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Sanitas Grundversicherungen AG expensive?
For an adult with a CHF 300 franchise and the standard model, Sanitas Grundversicherungen AG costs between CHF 422.40 and CHF 748.90 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Sanitas Grundversicherungen AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Sanitas Grundversicherungen AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.