Mutuel Krankenversicherung AG: 2027 premiums compared
Mutuel Krankenversicherung AG offers basic insurance in 2027 in 26 cantons, from CHF 431.40 a month. In 0 cantons it is the cheapest insurer of all.
Mutuel Krankenversicherung AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Mutuel Krankenversicherung AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 626.80 | CHF 548.80 | + CHF 936/J |
| Appenzell Ausserrhoden | CHF 663.20 | CHF 501.00 | + CHF 1'946/J |
| Appenzell Innerrhoden | CHF 482.50 | CHF 436.00 | + CHF 558/J |
| Basel-Landschaft | CHF 677.50 | CHF 606.00 | + CHF 858/J |
| Basel-Stadt | CHF 715.10 | CHF 690.40 | + CHF 296/J |
| Bern | CHF 609.80 | CHF 541.20 | + CHF 823/J |
| Freiburg | CHF 609.90 | CHF 551.00 | + CHF 707/J |
| Genf | CHF 779.30 | CHF 711.20 | + CHF 817/J |
| Glarus | CHF 564.20 | CHF 523.80 | + CHF 485/J |
| Graubünden | CHF 539.30 | CHF 450.80 | + CHF 1'062/J |
| Jura | CHF 698.10 | CHF 655.80 | + CHF 508/J |
| Luzern | CHF 636.60 | CHF 468.65 | + CHF 2'015/J |
| Neuenburg | CHF 730.20 | CHF 675.60 | + CHF 655/J |
| Nidwalden | CHF 607.30 | CHF 461.50 | + CHF 1'750/J |
| Obwalden | CHF 511.50 | CHF 474.00 | + CHF 450/J |
| Schaffhausen | CHF 650.40 | CHF 514.50 | + CHF 1'631/J |
| Schwyz | CHF 578.10 | CHF 454.70 | + CHF 1'481/J |
| Solothurn | CHF 656.10 | CHF 582.40 | + CHF 884/J |
| St. Gallen | CHF 533.60 | CHF 488.00 | + CHF 547/J |
| Tessin | CHF 763.20 | CHF 658.00 | + CHF 1'262/J |
| Thurgau | CHF 600.10 | CHF 524.60 | + CHF 906/J |
| Uri | CHF 576.10 | CHF 463.90 | + CHF 1'346/J |
| Waadt | CHF 678.40 | CHF 614.40 | + CHF 768/J |
| Wallis | CHF 585.60 | CHF 494.45 | + CHF 1'094/J |
| Zug | CHF 431.40 | CHF 405.30 | + CHF 313/J |
| Zürich | CHF 615.30 | CHF 508.10 | + CHF 1'286/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Mutuel Krankenversicherung AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 393.60 | — |
| 2022 | CHF 403.60 | +2.5 % |
| 2023 | CHF 420.60 | +4.2 % |
| 2024 | CHF 438.60 | +4.3 % |
| 2025 | CHF 463.90 | +5.8 % |
| 2026 | CHF 416.00 | -10.3 % |
| 2027 | CHF 431.40 | +3.7 % |
The lowest premium at Mutuel Krankenversicherung AG went from CHF 393.60 (2021) to CHF 431.40 (2027) — +9.6 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Mutuel Krankenversicherung AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Mutuel Krankenversicherung AG expensive?
For an adult with a CHF 300 franchise and the standard model, Mutuel Krankenversicherung AG costs between CHF 431.40 and CHF 779.30 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Mutuel Krankenversicherung AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Mutuel Krankenversicherung AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.