Mutuel Krankenversicherung AG: 2026 premiums compared
Mutuel Krankenversicherung AG offers basic insurance in 2026 in 26 cantons, from CHF 416.00 a month. In 0 cantons it is the cheapest insurer of all.
Mutuel Krankenversicherung AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Mutuel Krankenversicherung AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 602.60 | CHF 519.25 | + CHF 1'000/J |
| Appenzell Ausserrhoden | CHF 634.60 | CHF 479.40 | + CHF 1'862/J |
| Appenzell Innerrhoden | CHF 482.50 | CHF 411.00 | + CHF 858/J |
| Basel-Landschaft | CHF 629.30 | CHF 575.30 | + CHF 648/J |
| Basel-Stadt | CHF 694.20 | CHF 673.70 | + CHF 246/J |
| Bern | CHF 604.60 | CHF 520.40 | + CHF 1'010/J |
| Freiburg | CHF 609.90 | CHF 523.30 | + CHF 1'039/J |
| Genf | CHF 752.20 | CHF 686.70 | + CHF 786/J |
| Glarus | CHF 539.90 | CHF 493.00 | + CHF 563/J |
| Graubünden | CHF 520.60 | CHF 426.00 | + CHF 1'135/J |
| Jura | CHF 672.50 | CHF 628.20 | + CHF 532/J |
| Luzern | CHF 595.80 | CHF 452.80 | + CHF 1'716/J |
| Neuenburg | CHF 729.80 | CHF 655.90 | + CHF 887/J |
| Nidwalden | CHF 581.10 | CHF 448.10 | + CHF 1'596/J |
| Obwalden | CHF 500.90 | CHF 445.10 | + CHF 670/J |
| Schaffhausen | CHF 599.40 | CHF 504.40 | + CHF 1'140/J |
| Schwyz | CHF 514.70 | CHF 439.30 | + CHF 905/J |
| Solothurn | CHF 610.00 | CHF 565.40 | + CHF 535/J |
| St. Gallen | CHF 530.60 | CHF 467.00 | + CHF 763/J |
| Tessin | CHF 733.80 | CHF 626.70 | + CHF 1'285/J |
| Thurgau | CHF 555.10 | CHF 499.60 | + CHF 666/J |
| Uri | CHF 551.20 | CHF 437.90 | + CHF 1'360/J |
| Waadt | CHF 675.00 | CHF 601.70 | + CHF 880/J |
| Wallis | CHF 569.10 | CHF 470.90 | + CHF 1'178/J |
| Zug | CHF 416.00 | CHF 385.80 | + CHF 362/J |
| Zürich | CHF 569.50 | CHF 488.50 | + CHF 972/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor, HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Mutuel Krankenversicherung AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 393.60 | — |
| 2022 | CHF 403.60 | +2.5 % |
| 2023 | CHF 420.60 | +4.2 % |
| 2024 | CHF 438.60 | +4.3 % |
| 2025 | CHF 463.90 | +5.8 % |
| 2026 | CHF 416.00 | -10.3 % |
The lowest premium at Mutuel Krankenversicherung AG went from CHF 393.60 (2021) to CHF 416.00 (2026) — +5.7 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Mutuel Krankenversicherung AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Mutuel Krankenversicherung AG expensive?
For an adult with a CHF 300 franchise and the standard model, Mutuel Krankenversicherung AG costs between CHF 416.00 and CHF 752.20 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Mutuel Krankenversicherung AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Mutuel Krankenversicherung AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.