EGK Grundversicherungen AG: 2027 premiums compared
EGK Grundversicherungen AG offers basic insurance in 2027 in 26 cantons, from CHF 422.00 a month. In 0 cantons it is the cheapest insurer of all.
EGK Grundversicherungen AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | EGK Grundversicherungen AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 575.30 | CHF 548.80 | + CHF 318/J |
| Appenzell Ausserrhoden | CHF 540.70 | CHF 501.00 | + CHF 476/J |
| Appenzell Innerrhoden | CHF 534.20 | CHF 436.00 | + CHF 1'178/J |
| Basel-Landschaft | CHF 698.10 | CHF 606.00 | + CHF 1'105/J |
| Basel-Stadt | CHF 750.00 | CHF 690.40 | + CHF 715/J |
| Bern | CHF 584.60 | CHF 541.20 | + CHF 521/J |
| Freiburg | CHF 565.00 | CHF 551.00 | + CHF 168/J |
| Genf | CHF 726.10 | CHF 711.20 | + CHF 179/J |
| Glarus | CHF 590.60 | CHF 523.80 | + CHF 802/J |
| Graubünden | CHF 547.50 | CHF 450.80 | + CHF 1'160/J |
| Jura | CHF 740.00 | CHF 655.80 | + CHF 1'010/J |
| Luzern | CHF 515.90 | CHF 468.65 | + CHF 567/J |
| Neuenburg | CHF 763.90 | CHF 675.60 | + CHF 1'060/J |
| Nidwalden | CHF 495.00 | CHF 461.50 | + CHF 402/J |
| Obwalden | CHF 499.00 | CHF 474.00 | + CHF 300/J |
| Schaffhausen | CHF 568.70 | CHF 514.50 | + CHF 650/J |
| Schwyz | CHF 543.90 | CHF 454.70 | + CHF 1'070/J |
| Solothurn | CHF 630.00 | CHF 582.40 | + CHF 571/J |
| St. Gallen | CHF 532.60 | CHF 488.00 | + CHF 535/J |
| Tessin | CHF 711.20 | CHF 658.00 | + CHF 638/J |
| Thurgau | CHF 560.50 | CHF 524.60 | + CHF 431/J |
| Uri | CHF 518.20 | CHF 463.90 | + CHF 652/J |
| Waadt | CHF 659.60 | CHF 614.40 | + CHF 542/J |
| Wallis | CHF 564.20 | CHF 494.45 | + CHF 837/J |
| Zug | CHF 422.00 | CHF 405.30 | + CHF 200/J |
| Zürich | CHF 572.40 | CHF 508.10 | + CHF 772/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How EGK Grundversicherungen AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 384.70 | — |
| 2022 | CHF 376.10 | -2.2 % |
| 2023 | CHF 396.70 | +5.5 % |
| 2024 | CHF 424.10 | +6.9 % |
| 2025 | CHF 450.00 | +6.1 % |
| 2026 | CHF 422.00 | -6.2 % |
| 2027 | CHF 422.00 | +0.0 % |
The lowest premium at EGK Grundversicherungen AG went from CHF 384.70 (2021) to CHF 422.00 (2027) — +9.7 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). EGK Grundversicherungen AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is EGK Grundversicherungen AG expensive?
For an adult with a CHF 300 franchise and the standard model, EGK Grundversicherungen AG costs between CHF 422.00 and CHF 763.90 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at EGK Grundversicherungen AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from EGK Grundversicherungen AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.