Assura-Basis AG: 2027 premiums compared
Assura-Basis AG offers basic insurance in 2027 in 26 cantons, from CHF 442.70 a month. In 1 cantons it is the cheapest insurer of all.
Assura-Basis AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Assura-Basis AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 615.50 | CHF 548.80 | + CHF 800/J |
| Appenzell Ausserrhoden | CHF 579.60 | CHF 501.00 | + CHF 943/J |
| Appenzell Innerrhoden | CHF 442.70 | CHF 436.00 | + CHF 80/J |
| Basel-Landschaft | CHF 650.40 | CHF 606.00 | + CHF 533/J |
| Basel-Stadt | CHF 704.70 | CHF 690.40 | + CHF 172/J |
| Bern | CHF 612.50 | CHF 541.20 | + CHF 856/J |
| Freiburg | CHF 592.60 | CHF 551.00 | + CHF 499/J |
| Genf | CHF 711.20 | CHF 711.20 | cheapest insurer |
| Glarus | CHF 591.30 | CHF 523.80 | + CHF 810/J |
| Graubünden | CHF 505.50 | CHF 450.80 | + CHF 656/J |
| Jura | CHF 694.10 | CHF 655.80 | + CHF 460/J |
| Luzern | CHF 523.40 | CHF 468.65 | + CHF 657/J |
| Neuenburg | CHF 709.70 | CHF 675.60 | + CHF 409/J |
| Nidwalden | CHF 489.60 | CHF 461.50 | + CHF 337/J |
| Obwalden | CHF 543.90 | CHF 474.00 | + CHF 839/J |
| Schaffhausen | CHF 545.10 | CHF 514.50 | + CHF 367/J |
| Schwyz | CHF 558.20 | CHF 454.70 | + CHF 1'242/J |
| Solothurn | CHF 640.20 | CHF 582.40 | + CHF 694/J |
| St. Gallen | CHF 555.60 | CHF 488.00 | + CHF 811/J |
| Tessin | CHF 696.00 | CHF 658.00 | + CHF 456/J |
| Thurgau | CHF 607.00 | CHF 524.60 | + CHF 989/J |
| Uri | CHF 537.10 | CHF 463.90 | + CHF 878/J |
| Waadt | CHF 648.90 | CHF 614.40 | + CHF 414/J |
| Wallis | CHF 528.70 | CHF 494.45 | + CHF 411/J |
| Zug | CHF 468.40 | CHF 405.30 | + CHF 757/J |
| Zürich | CHF 537.40 | CHF 508.10 | + CHF 352/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Assura-Basis AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 351.10 | — |
| 2022 | CHF 358.10 | +2.0 % |
| 2023 | CHF 376.00 | +5.0 % |
| 2024 | CHF 394.80 | +5.0 % |
| 2025 | CHF 406.60 | +3.0 % |
| 2026 | CHF 417.60 | +2.7 % |
| 2027 | CHF 442.70 | +6.0 % |
The lowest premium at Assura-Basis AG went from CHF 351.10 (2021) to CHF 442.70 (2027) — +26.1 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Assura-Basis AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Assura-Basis AG expensive?
For an adult with a CHF 300 franchise and the standard model, Assura-Basis AG costs between CHF 442.70 and CHF 711.20 a month in 2027, depending on the canton. In 1 of 26 cantons it is the cheapest insurer.
Are the benefits at Assura-Basis AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Assura-Basis AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.