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Premiums by canton

Health insurance premiums 2027 in the canton of Tessin

Premium region 1

Bellinzona, Sant'Antonino, Locarno, Arbedo-Castione … · 169 postcodes

Cheapest CHF 713.00 per month
average CHF 776.14 21 insurers
difference per year CHF 1'751 per year
Insurer Premium/month vs 2026
Agrisano Krankenkasse AG CHF 713.00 +5.0%
Galenos AG CHF 726.60 +5.0%
Aquilana Versicherungen CHF 732.50 +5.0%
ÖKK Kranken- und Unfallversicherungen AG CHF 744.00 +1.5%
vita surselva CHF 749.00 +4.5%
Atupri Gesundheitsversicherung AG CHF 749.90 +2.5%
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG CHF 751.30 +3.5%
Sanitas Grundversicherungen AG CHF 752.20 +3.6%

The cheapest premium in this region was CHF 501.60 in 2021 and is CHF 713.00 in 2027 — that is +42.1%.

Calculate premiums for postcode 6500

Municipalities in this premium region (70): Agno, Alto Malcantone, Aranno, Arbedo-Castione, Arogno, Ascona, Balerna, Bedano, Bellinzona, Bioggio, Bissone, Breggia, Brissago, Brusino Arsizio, Cademario, Cadempino, Cadenazzo, Canobbio, Capriasca, Caslano, Castel San Pietro, Chiasso, Coldrerio, Collina d'Oro, Comano, Cureglia, Gambarogno, Grancia, Gravesano, Isone, Lamone, Lema, Locarno, Losone, Lugano, Lumino, Magliaso, Manno, Massagno, Melide, Mendrisio, Mezzovico-Vira, Minusio, Monteceneri, Morbio Inferiore, Morcote, Muralto, Muzzano, Neggio, Novazzano, Origlio, Orselina, Paradiso, Ponte Capriasca, Porza, Pura, Riva San Vitale, Ronco sopra Ascona, Sant'Antonino, Savosa, Sorengo, Stabio, Tenero-Contra, Torricella-Taverne, Tresa, Vacallo, Val Mara, Vernate, Vezia, Vico Morcote.

Premium region 2

Cugnasco-Gerra, Riviera, Lavertezzo, Gordola … · 79 postcodes

Cheapest CHF 658.00 per month
average CHF 720.85 21 insurers
difference per year CHF 1'777 per year
Insurer Premium/month vs 2026
Agrisano Krankenkasse AG CHF 658.00 +5.0%
ÖKK Kranken- und Unfallversicherungen AG CHF 669.00 +1.4%
Sanitas Grundversicherungen AG CHF 673.60 +0.0%
Helsana Versicherungen AG CHF 678.00 +3.0%
Galenos AG CHF 686.50 +5.0%
vita surselva CHF 692.00 +1.6%
Assura-Basis AG CHF 696.00 +4.0%
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG CHF 700.10 +3.5%

The cheapest premium in this region was CHF 455.60 in 2021 and is CHF 658.00 in 2027 — that is +44.4%.

Calculate premiums for postcode 6516

Municipalities in this premium region (30): Acquarossa, Airolo, Avegno Gordevio, Bedretto, Biasca, Blenio, Bosco/Gurin, Brione sopra Minusio, Campo (Vallemaggia), Centovalli, Cerentino, Cevio, Cugnasco-Gerra, Dalpe, Faido, Giornico, Gordola, Lavertezzo, Lavizzara, Linescio, Maggia, Mergoscia, Onsernone, Personico, Pollegio, Quinto, Riviera, Serravalle, Terre di Pedemonte, Verzasca.

Why the premium depends on your municipality

Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.

Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.

Frequently asked questions

What is the cheapest health insurance premium in 2027 in the canton of Tessin?

The lowest officially approved premium in the canton of Tessin is CHF 658.00 per month in 2027, the highest CHF 858.90. That is a difference of CHF 2'411 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.

Why do premiums differ within the canton of Tessin?

Because the FOPH divides the canton into premium regions (here: 2). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.

Are these the definitive premiums for 2027?

Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.