Health insurance premiums 2026 in the canton of Tessin
Premium region 1
Bellinzona, Sant'Antonino, Locarno, Arbedo-Castione … · 169 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 679.00 | +7.5% |
| Galenos AG | CHF 692.30 | -2.6% |
| Aquilana Versicherungen | CHF 697.60 | +6.0% |
| vita surselva | CHF 717.00 | +8.1% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 725.90 | +5.0% |
| Sanitas Grundversicherungen AG | CHF 726.40 | +7.3% |
| Atupri Gesundheitsversicherung AG | CHF 731.60 | +9.5% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 733.00 | +6.9% |
The cheapest premium in this region was CHF 501.60 in 2021 and is CHF 679.00 in 2026 — that is +35.4%.
Calculate premiums for postcode 6500
Municipalities in this premium region (70): Agno, Alto Malcantone, Aranno, Arbedo-Castione, Arogno, Ascona, Balerna, Bedano, Bellinzona, Bioggio, Bissone, Breggia, Brissago, Brusino Arsizio, Cademario, Cadempino, Cadenazzo, Canobbio, Capriasca, Caslano, Castel San Pietro, Chiasso, Coldrerio, Collina d'Oro, Comano, Cureglia, Gambarogno, Grancia, Gravesano, Isone, Lamone, Lema, Locarno, Losone, Lugano, Lumino, Magliaso, Manno, Massagno, Melide, Mendrisio, Mezzovico-Vira, Minusio, Monteceneri, Morbio Inferiore, Morcote, Muralto, Muzzano, Neggio, Novazzano, Origlio, Orselina, Paradiso, Ponte Capriasca, Porza, Pura, Riva San Vitale, Ronco sopra Ascona, Sant'Antonino, Savosa, Sorengo, Stabio, Tenero-Contra, Torricella-Taverne, Tresa, Vacallo, Val Mara, Vernate, Vezia, Vico Morcote.
Premium region 2
Cugnasco-Gerra, Riviera, Lavertezzo, Gordola … · 83 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 626.70 | +7.5% |
| Galenos AG | CHF 654.00 | -1.2% |
| Helsana Versicherungen AG | CHF 658.00 | +5.4% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 660.00 | +7.3% |
| Assura-Basis AG | CHF 669.30 | +9.7% |
| Sanitas Grundversicherungen AG | CHF 673.60 | +5.1% |
| KPT Krankenkasse AG | CHF 675.30 | +6.0% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 676.40 | +5.0% |
The cheapest premium in this region was CHF 455.60 in 2021 and is CHF 626.70 in 2026 — that is +37.6%.
Calculate premiums for postcode 6516
Municipalities in this premium region (30): Acquarossa, Airolo, Avegno Gordevio, Bedretto, Biasca, Blenio, Bosco/Gurin, Brione sopra Minusio, Campo (Vallemaggia), Centovalli, Cerentino, Cevio, Cugnasco-Gerra, Dalpe, Faido, Giornico, Gordola, Lavertezzo, Lavizzara, Linescio, Maggia, Mergoscia, Onsernone, Personico, Pollegio, Quinto, Riviera, Serravalle, Terre di Pedemonte, Verzasca.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Tessin?
The lowest officially approved premium in the canton of Tessin is CHF 626.70 per month in 2026, the highest CHF 826.50. That is a difference of CHF 2'398 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Tessin?
Because the FOPH divides the canton into premium regions (here: 2). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.