vita surselva: 2027 premiums compared
vita surselva offers basic insurance in 2027 in 26 cantons, from CHF 452.00 a month. In 0 cantons it is the cheapest insurer of all.
vita surselva canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | vita surselva premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 582.00 | CHF 548.80 | + CHF 398/J |
| Appenzell Ausserrhoden | CHF 545.00 | CHF 501.00 | + CHF 528/J |
| Appenzell Innerrhoden | CHF 468.00 | CHF 436.00 | + CHF 384/J |
| Basel-Landschaft | CHF 646.00 | CHF 606.00 | + CHF 480/J |
| Basel-Stadt | CHF 788.00 | CHF 690.40 | + CHF 1'171/J |
| Bern | CHF 603.00 | CHF 541.20 | + CHF 742/J |
| Freiburg | CHF 596.00 | CHF 551.00 | + CHF 540/J |
| Genf | CHF 848.00 | CHF 711.20 | + CHF 1'642/J |
| Glarus | CHF 532.00 | CHF 523.80 | + CHF 98/J |
| Graubünden | CHF 452.00 | CHF 450.80 | + CHF 14/J |
| Jura | CHF 688.00 | CHF 655.80 | + CHF 386/J |
| Luzern | CHF 522.00 | CHF 468.65 | + CHF 640/J |
| Neuenburg | CHF 788.00 | CHF 675.60 | + CHF 1'349/J |
| Nidwalden | CHF 512.00 | CHF 461.50 | + CHF 606/J |
| Obwalden | CHF 528.00 | CHF 474.00 | + CHF 648/J |
| Schaffhausen | CHF 574.00 | CHF 514.50 | + CHF 714/J |
| Schwyz | CHF 532.00 | CHF 454.70 | + CHF 928/J |
| Solothurn | CHF 609.00 | CHF 582.40 | + CHF 319/J |
| St. Gallen | CHF 502.00 | CHF 488.00 | + CHF 168/J |
| Tessin | CHF 692.00 | CHF 658.00 | + CHF 408/J |
| Thurgau | CHF 562.00 | CHF 524.60 | + CHF 449/J |
| Uri | CHF 498.00 | CHF 463.90 | + CHF 409/J |
| Waadt | CHF 678.00 | CHF 614.40 | + CHF 763/J |
| Wallis | CHF 521.00 | CHF 494.45 | + CHF 319/J |
| Zug | CHF 525.00 | CHF 405.30 | + CHF 1'436/J |
| Zürich | CHF 553.00 | CHF 508.10 | + CHF 539/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How vita surselva has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 339.00 | — |
| 2022 | CHF 339.00 | +0.0 % |
| 2023 | CHF 339.00 | +0.0 % |
| 2024 | CHF 365.00 | +7.7 % |
| 2025 | CHF 409.00 | +12.1 % |
| 2026 | CHF 426.00 | +4.2 % |
| 2027 | CHF 452.00 | +6.1 % |
The lowest premium at vita surselva went from CHF 339.00 (2021) to CHF 452.00 (2027) — +33.3 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). vita surselva must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is vita surselva expensive?
For an adult with a CHF 300 franchise and the standard model, vita surselva costs between CHF 452.00 and CHF 848.00 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at vita surselva worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from vita surselva?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.