Health insurance premiums 2026 in the canton of Basel-Stadt
Canton Basel-Stadt — a single premium region
Basel, Riehen, Bettingen … · 12 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Assura-Basis AG | CHF 673.70 | +2.9% |
| Vivao Sympany AG | CHF 677.00 | +3.8% |
| Helsana Versicherungen AG | CHF 684.00 | +4.1% |
| CSS Kranken-Versicherung AG | CHF 684.00 | +1.0% |
| Genossenschaft KRANKENKASSE SLKK | CHF 686.50 | +3.4% |
| sana24 AG | CHF 687.60 | +0.0% |
| Avenir Krankenversicherung AG | CHF 688.10 | +2.0% |
| Atupri Gesundheitsversicherung AG | CHF 690.10 | +1.7% |
The cheapest premium in this region was CHF 558.90 in 2021 and is CHF 673.70 in 2026 — that is +20.5%.
Calculate premiums for postcode 4001
Municipalities in this premium region (3): Basel, Bettingen, Riehen.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Basel-Stadt?
The lowest officially approved premium in the canton of Basel-Stadt is CHF 673.70 per month in 2026, the highest CHF 809.70. That is a difference of CHF 1'632 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Basel-Stadt?
Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.