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Premiums by canton

Health insurance premiums 2027 in the canton of Basel-Stadt

Canton Basel-Stadt — a single premium region

Basel, Riehen, Bettingen … · 12 postcodes

Cheapest CHF 690.40 per month
average CHF 745.76 23 insurers
difference per year CHF 1'972 per year
Insurer Premium/month vs 2026
Genossenschaft KRANKENKASSE SLKK CHF 690.40 +0.6%
ÖKK Kranken- und Unfallversicherungen AG CHF 704.00 +0.3%
Assura-Basis AG CHF 704.70 +4.6%
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG CHF 704.70 +1.0%
Avenir Krankenversicherung AG CHF 706.00 +2.6%
Vivao Sympany AG CHF 706.00 +4.3%
Agrisano Krankenkasse AG CHF 706.20 +0.0%
Mutuel Krankenversicherung AG CHF 715.10 +3.0%

The cheapest premium in this region was CHF 558.90 in 2021 and is CHF 690.40 in 2027 — that is +23.5%.

Calculate premiums for postcode 4001

Municipalities in this premium region (3): Basel, Bettingen, Riehen.

Why the premium depends on your municipality

Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.

Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.

Frequently asked questions

What is the cheapest health insurance premium in 2027 in the canton of Basel-Stadt?

The lowest officially approved premium in the canton of Basel-Stadt is CHF 690.40 per month in 2027, the highest CHF 854.70. That is a difference of CHF 1'972 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.

Why do premiums differ within the canton of Basel-Stadt?

Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.

Are these the definitive premiums for 2027?

Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.