Vivao Sympany AG: 2027 premiums compared
Vivao Sympany AG offers basic insurance in 2027 in 26 cantons, from CHF 427.00 a month. In 0 cantons it is the cheapest insurer of all.
Vivao Sympany AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Vivao Sympany AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 615.00 | CHF 548.80 | + CHF 794/J |
| Appenzell Ausserrhoden | CHF 549.00 | CHF 501.00 | + CHF 576/J |
| Appenzell Innerrhoden | CHF 478.00 | CHF 436.00 | + CHF 504/J |
| Basel-Landschaft | CHF 688.00 | CHF 606.00 | + CHF 984/J |
| Basel-Stadt | CHF 706.00 | CHF 690.40 | + CHF 187/J |
| Bern | CHF 614.00 | CHF 541.20 | + CHF 874/J |
| Freiburg | CHF 567.00 | CHF 551.00 | + CHF 192/J |
| Genf | CHF 724.00 | CHF 711.20 | + CHF 154/J |
| Glarus | CHF 636.00 | CHF 523.80 | + CHF 1'346/J |
| Graubünden | CHF 542.00 | CHF 450.80 | + CHF 1'094/J |
| Jura | CHF 687.00 | CHF 655.80 | + CHF 374/J |
| Luzern | CHF 536.00 | CHF 468.65 | + CHF 808/J |
| Neuenburg | CHF 835.00 | CHF 675.60 | + CHF 1'913/J |
| Nidwalden | CHF 510.00 | CHF 461.50 | + CHF 582/J |
| Obwalden | CHF 569.00 | CHF 474.00 | + CHF 1'140/J |
| Schaffhausen | CHF 625.00 | CHF 514.50 | + CHF 1'326/J |
| Schwyz | CHF 546.00 | CHF 454.70 | + CHF 1'096/J |
| Solothurn | CHF 654.00 | CHF 582.40 | + CHF 859/J |
| St. Gallen | CHF 574.00 | CHF 488.00 | + CHF 1'032/J |
| Tessin | CHF 756.00 | CHF 658.00 | + CHF 1'176/J |
| Thurgau | CHF 610.00 | CHF 524.60 | + CHF 1'025/J |
| Uri | CHF 492.00 | CHF 463.90 | + CHF 337/J |
| Waadt | CHF 667.00 | CHF 614.40 | + CHF 631/J |
| Wallis | CHF 562.00 | CHF 494.45 | + CHF 811/J |
| Zug | CHF 427.00 | CHF 405.30 | + CHF 260/J |
| Zürich | CHF 616.00 | CHF 508.10 | + CHF 1'295/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 200, 400, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Vivao Sympany AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 403.00 | — |
| 2022 | CHF 384.00 | -4.7 % |
| 2023 | CHF 398.00 | +3.6 % |
| 2024 | CHF 406.00 | +2.0 % |
| 2025 | CHF 402.00 | -1.0 % |
| 2026 | CHF 392.00 | -2.5 % |
| 2027 | CHF 427.00 | +8.9 % |
The lowest premium at Vivao Sympany AG went from CHF 403.00 (2021) to CHF 427.00 (2027) — +6.0 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Vivao Sympany AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Vivao Sympany AG expensive?
For an adult with a CHF 300 franchise and the standard model, Vivao Sympany AG costs between CHF 427.00 and CHF 835.00 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Vivao Sympany AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Vivao Sympany AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.