Visana AG: 2027 premiums compared
Visana AG offers basic insurance in 2027 in 26 cantons, from CHF 441.50 a month. In 0 cantons it is the cheapest insurer of all.
Visana AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Visana AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 628.30 | CHF 548.80 | + CHF 954/J |
| Appenzell Ausserrhoden | CHF 605.90 | CHF 501.00 | + CHF 1'259/J |
| Appenzell Innerrhoden | CHF 493.90 | CHF 436.00 | + CHF 695/J |
| Basel-Landschaft | CHF 642.50 | CHF 606.00 | + CHF 438/J |
| Basel-Stadt | CHF 794.40 | CHF 690.40 | + CHF 1'248/J |
| Bern | CHF 563.80 | CHF 541.20 | + CHF 271/J |
| Freiburg | CHF 566.90 | CHF 551.00 | + CHF 191/J |
| Genf | CHF 839.90 | CHF 711.20 | + CHF 1'544/J |
| Glarus | CHF 556.70 | CHF 523.80 | + CHF 395/J |
| Graubünden | CHF 549.40 | CHF 450.80 | + CHF 1'183/J |
| Jura | CHF 701.40 | CHF 655.80 | + CHF 547/J |
| Luzern | CHF 601.20 | CHF 468.65 | + CHF 1'591/J |
| Neuenburg | CHF 706.20 | CHF 675.60 | + CHF 367/J |
| Nidwalden | CHF 520.30 | CHF 461.50 | + CHF 706/J |
| Obwalden | CHF 519.20 | CHF 474.00 | + CHF 542/J |
| Schaffhausen | CHF 578.60 | CHF 514.50 | + CHF 769/J |
| Schwyz | CHF 617.30 | CHF 454.70 | + CHF 1'951/J |
| Solothurn | CHF 619.40 | CHF 582.40 | + CHF 444/J |
| St. Gallen | CHF 638.90 | CHF 488.00 | + CHF 1'811/J |
| Tessin | CHF 806.10 | CHF 658.00 | + CHF 1'777/J |
| Thurgau | CHF 600.40 | CHF 524.60 | + CHF 910/J |
| Uri | CHF 516.50 | CHF 463.90 | + CHF 631/J |
| Waadt | CHF 699.80 | CHF 614.40 | + CHF 1'025/J |
| Wallis | CHF 606.50 | CHF 494.45 | + CHF 1'345/J |
| Zug | CHF 441.50 | CHF 405.30 | + CHF 434/J |
| Zürich | CHF 591.70 | CHF 508.10 | + CHF 1'003/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Visana AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 381.50 | — |
| 2022 | CHF 391.40 | +2.6 % |
| 2023 | CHF 408.20 | +4.3 % |
| 2024 | CHF 442.10 | +8.3 % |
| 2025 | CHF 460.70 | +4.2 % |
| 2026 | CHF 415.40 | -9.8 % |
| 2027 | CHF 441.50 | +6.3 % |
The lowest premium at Visana AG went from CHF 381.50 (2021) to CHF 441.50 (2027) — +15.7 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Visana AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Visana AG expensive?
For an adult with a CHF 300 franchise and the standard model, Visana AG costs between CHF 441.50 and CHF 839.90 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Visana AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Visana AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.