Visana AG: 2026 premiums compared
Visana AG offers basic insurance in 2026 in 26 cantons, from CHF 415.40 a month. In 0 cantons it is the cheapest insurer of all.
Visana AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Visana AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 602.30 | CHF 519.25 | + CHF 997/J |
| Appenzell Ausserrhoden | CHF 562.30 | CHF 479.40 | + CHF 995/J |
| Appenzell Innerrhoden | CHF 475.80 | CHF 411.00 | + CHF 778/J |
| Basel-Landschaft | CHF 606.80 | CHF 575.30 | + CHF 378/J |
| Basel-Stadt | CHF 741.60 | CHF 673.70 | + CHF 815/J |
| Bern | CHF 542.50 | CHF 520.40 | + CHF 265/J |
| Freiburg | CHF 532.80 | CHF 523.30 | + CHF 114/J |
| Genf | CHF 819.40 | CHF 686.70 | + CHF 1'592/J |
| Glarus | CHF 526.40 | CHF 493.00 | + CHF 401/J |
| Graubünden | CHF 530.70 | CHF 426.00 | + CHF 1'256/J |
| Jura | CHF 657.40 | CHF 628.20 | + CHF 350/J |
| Luzern | CHF 561.00 | CHF 452.80 | + CHF 1'298/J |
| Neuenburg | CHF 692.70 | CHF 655.90 | + CHF 442/J |
| Nidwalden | CHF 508.20 | CHF 448.10 | + CHF 721/J |
| Obwalden | CHF 501.30 | CHF 445.10 | + CHF 674/J |
| Schaffhausen | CHF 548.40 | CHF 504.40 | + CHF 528/J |
| Schwyz | CHF 585.40 | CHF 439.30 | + CHF 1'753/J |
| Solothurn | CHF 591.00 | CHF 565.40 | + CHF 307/J |
| St. Gallen | CHF 594.10 | CHF 467.00 | + CHF 1'525/J |
| Tessin | CHF 769.30 | CHF 626.70 | + CHF 1'711/J |
| Thurgau | CHF 573.30 | CHF 499.60 | + CHF 884/J |
| Uri | CHF 495.10 | CHF 437.90 | + CHF 686/J |
| Waadt | CHF 699.80 | CHF 601.70 | + CHF 1'177/J |
| Wallis | CHF 597.50 | CHF 470.90 | + CHF 1'519/J |
| Zug | CHF 415.40 | CHF 385.80 | + CHF 355/J |
| Zürich | CHF 571.10 | CHF 488.50 | + CHF 991/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor, HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Visana AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 381.50 | — |
| 2022 | CHF 391.40 | +2.6 % |
| 2023 | CHF 408.20 | +4.3 % |
| 2024 | CHF 442.10 | +8.3 % |
| 2025 | CHF 460.70 | +4.2 % |
| 2026 | CHF 415.40 | -9.8 % |
The lowest premium at Visana AG went from CHF 381.50 (2021) to CHF 415.40 (2026) — +8.9 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Visana AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Visana AG expensive?
For an adult with a CHF 300 franchise and the standard model, Visana AG costs between CHF 415.40 and CHF 819.40 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Visana AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Visana AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.