sana24 AG: 2026 premiums compared
sana24 AG offers basic insurance in 2026 in 26 cantons, from CHF 430.50 a month. In 0 cantons it is the cheapest insurer of all.
sana24 AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | sana24 AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 591.30 | CHF 519.25 | + CHF 865/J |
| Appenzell Ausserrhoden | CHF 547.80 | CHF 479.40 | + CHF 821/J |
| Appenzell Innerrhoden | CHF 465.40 | CHF 411.00 | + CHF 653/J |
| Basel-Landschaft | CHF 709.10 | CHF 575.30 | + CHF 1'606/J |
| Basel-Stadt | CHF 687.60 | CHF 673.70 | + CHF 167/J |
| Bern | CHF 567.10 | CHF 520.40 | + CHF 560/J |
| Freiburg | CHF 587.60 | CHF 523.30 | + CHF 772/J |
| Genf | CHF 753.70 | CHF 686.70 | + CHF 804/J |
| Glarus | CHF 559.00 | CHF 493.00 | + CHF 792/J |
| Graubünden | CHF 507.10 | CHF 426.00 | + CHF 973/J |
| Jura | CHF 714.70 | CHF 628.20 | + CHF 1'038/J |
| Luzern | CHF 525.50 | CHF 452.80 | + CHF 872/J |
| Neuenburg | CHF 738.90 | CHF 655.90 | + CHF 996/J |
| Nidwalden | CHF 522.70 | CHF 448.10 | + CHF 895/J |
| Obwalden | CHF 517.00 | CHF 445.10 | + CHF 863/J |
| Schaffhausen | CHF 580.50 | CHF 504.40 | + CHF 913/J |
| Schwyz | CHF 538.20 | CHF 439.30 | + CHF 1'187/J |
| Solothurn | CHF 633.70 | CHF 565.40 | + CHF 820/J |
| St. Gallen | CHF 517.20 | CHF 467.00 | + CHF 602/J |
| Tessin | CHF 700.70 | CHF 626.70 | + CHF 888/J |
| Thurgau | CHF 593.30 | CHF 499.60 | + CHF 1'124/J |
| Uri | CHF 681.30 | CHF 437.90 | + CHF 2'921/J |
| Waadt | CHF 663.40 | CHF 601.70 | + CHF 740/J |
| Wallis | CHF 522.20 | CHF 470.90 | + CHF 616/J |
| Zug | CHF 430.50 | CHF 385.80 | + CHF 536/J |
| Zürich | CHF 578.60 | CHF 488.50 | + CHF 1'081/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor, HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How sana24 AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 386.20 | — |
| 2022 | CHF 395.40 | +2.4 % |
| 2023 | CHF 402.00 | +1.7 % |
| 2024 | CHF 433.80 | +7.9 % |
| 2025 | CHF 452.90 | +4.4 % |
| 2026 | CHF 430.50 | -4.9 % |
The lowest premium at sana24 AG went from CHF 386.20 (2021) to CHF 430.50 (2026) — +11.5 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). sana24 AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is sana24 AG expensive?
For an adult with a CHF 300 franchise and the standard model, sana24 AG costs between CHF 430.50 and CHF 753.70 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at sana24 AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from sana24 AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.