sana24 AG: 2027 premiums compared
sana24 AG offers basic insurance in 2027 in 26 cantons, from CHF 451.30 a month. In 0 cantons it is the cheapest insurer of all.
sana24 AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | sana24 AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 603.60 | CHF 548.80 | + CHF 658/J |
| Appenzell Ausserrhoden | CHF 576.70 | CHF 501.00 | + CHF 908/J |
| Appenzell Innerrhoden | CHF 485.30 | CHF 436.00 | + CHF 592/J |
| Basel-Landschaft | CHF 748.50 | CHF 606.00 | + CHF 1'710/J |
| Basel-Stadt | CHF 735.00 | CHF 690.40 | + CHF 535/J |
| Bern | CHF 583.60 | CHF 541.20 | + CHF 509/J |
| Freiburg | CHF 617.50 | CHF 551.00 | + CHF 798/J |
| Genf | CHF 771.00 | CHF 711.20 | + CHF 718/J |
| Glarus | CHF 589.40 | CHF 523.80 | + CHF 787/J |
| Graubünden | CHF 536.40 | CHF 450.80 | + CHF 1'027/J |
| Jura | CHF 755.40 | CHF 655.80 | + CHF 1'195/J |
| Luzern | CHF 560.70 | CHF 468.65 | + CHF 1'105/J |
| Neuenburg | CHF 754.60 | CHF 675.60 | + CHF 948/J |
| Nidwalden | CHF 548.10 | CHF 461.50 | + CHF 1'039/J |
| Obwalden | CHF 543.40 | CHF 474.00 | + CHF 833/J |
| Schaffhausen | CHF 611.80 | CHF 514.50 | + CHF 1'168/J |
| Schwyz | CHF 573.10 | CHF 454.70 | + CHF 1'421/J |
| Solothurn | CHF 666.90 | CHF 582.40 | + CHF 1'014/J |
| St. Gallen | CHF 546.30 | CHF 488.00 | + CHF 700/J |
| Tessin | CHF 756.20 | CHF 658.00 | + CHF 1'178/J |
| Thurgau | CHF 611.20 | CHF 524.60 | + CHF 1'039/J |
| Uri | CHF 728.40 | CHF 463.90 | + CHF 3'174/J |
| Waadt | CHF 684.00 | CHF 614.40 | + CHF 835/J |
| Wallis | CHF 537.90 | CHF 494.45 | + CHF 521/J |
| Zug | CHF 451.30 | CHF 405.30 | + CHF 552/J |
| Zürich | CHF 593.60 | CHF 508.10 | + CHF 1'026/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How sana24 AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 386.20 | — |
| 2022 | CHF 395.40 | +2.4 % |
| 2023 | CHF 402.00 | +1.7 % |
| 2024 | CHF 433.80 | +7.9 % |
| 2025 | CHF 452.90 | +4.4 % |
| 2026 | CHF 430.50 | -4.9 % |
| 2027 | CHF 451.30 | +4.8 % |
The lowest premium at sana24 AG went from CHF 386.20 (2021) to CHF 451.30 (2027) — +16.9 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). sana24 AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is sana24 AG expensive?
For an adult with a CHF 300 franchise and the standard model, sana24 AG costs between CHF 451.30 and CHF 771.00 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at sana24 AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from sana24 AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.