ÖKK Kranken- und Unfallversicherungen AG: 2027 premiums compared
ÖKK Kranken- und Unfallversicherungen AG offers basic insurance in 2027 in 26 cantons, from CHF 436.00 a month. In 3 cantons it is the cheapest insurer of all.
ÖKK Kranken- und Unfallversicherungen AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | ÖKK Kranken- und Unfallversicherungen AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 585.00 | CHF 548.80 | + CHF 434/J |
| Appenzell Ausserrhoden | CHF 533.00 | CHF 501.00 | + CHF 384/J |
| Appenzell Innerrhoden | CHF 436.00 | CHF 436.00 | cheapest insurer |
| Basel-Landschaft | CHF 606.00 | CHF 606.00 | cheapest insurer |
| Basel-Stadt | CHF 704.00 | CHF 690.40 | + CHF 163/J |
| Bern | CHF 561.00 | CHF 541.20 | + CHF 238/J |
| Freiburg | CHF 551.00 | CHF 551.00 | cheapest insurer |
| Genf | CHF 729.00 | CHF 711.20 | + CHF 214/J |
| Glarus | CHF 532.00 | CHF 523.80 | + CHF 98/J |
| Graubünden | CHF 488.00 | CHF 450.80 | + CHF 446/J |
| Jura | CHF 668.00 | CHF 655.80 | + CHF 146/J |
| Luzern | CHF 525.00 | CHF 468.65 | + CHF 676/J |
| Neuenburg | CHF 685.00 | CHF 675.60 | + CHF 113/J |
| Nidwalden | CHF 497.00 | CHF 461.50 | + CHF 426/J |
| Obwalden | CHF 495.00 | CHF 474.00 | + CHF 252/J |
| Schaffhausen | CHF 539.00 | CHF 514.50 | + CHF 294/J |
| Schwyz | CHF 516.00 | CHF 454.70 | + CHF 736/J |
| Solothurn | CHF 597.00 | CHF 582.40 | + CHF 175/J |
| St. Gallen | CHF 517.00 | CHF 488.00 | + CHF 348/J |
| Tessin | CHF 669.00 | CHF 658.00 | + CHF 132/J |
| Thurgau | CHF 533.00 | CHF 524.60 | + CHF 101/J |
| Uri | CHF 478.00 | CHF 463.90 | + CHF 169/J |
| Waadt | CHF 645.00 | CHF 614.40 | + CHF 367/J |
| Wallis | CHF 505.00 | CHF 494.45 | + CHF 127/J |
| Zug | CHF 447.00 | CHF 405.30 | + CHF 500/J |
| Zürich | CHF 528.00 | CHF 508.10 | + CHF 239/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 200, 400, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How ÖKK Kranken- und Unfallversicherungen AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 361.00 | — |
| 2022 | CHF 361.00 | +0.0 % |
| 2023 | CHF 375.00 | +3.9 % |
| 2024 | CHF 398.00 | +6.1 % |
| 2025 | CHF 411.00 | +3.3 % |
| 2026 | CHF 422.00 | +2.7 % |
| 2027 | CHF 436.00 | +3.3 % |
The lowest premium at ÖKK Kranken- und Unfallversicherungen AG went from CHF 361.00 (2021) to CHF 436.00 (2027) — +20.8 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). ÖKK Kranken- und Unfallversicherungen AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is ÖKK Kranken- und Unfallversicherungen AG expensive?
For an adult with a CHF 300 franchise and the standard model, ÖKK Kranken- und Unfallversicherungen AG costs between CHF 436.00 and CHF 729.00 a month in 2027, depending on the canton. In 3 of 26 cantons it is the cheapest insurer.
Are the benefits at ÖKK Kranken- und Unfallversicherungen AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from ÖKK Kranken- und Unfallversicherungen AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.