Krankenkasse Luzerner Hinterland: 2026 premiums compared
Krankenkasse Luzerner Hinterland offers basic insurance in 2026 in 10 cantons, from CHF 451.15 a month. In 2 cantons it is the cheapest insurer of all.
Krankenkasse Luzerner Hinterland canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Krankenkasse Luzerner Hinterland premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 519.25 | CHF 519.25 | cheapest insurer |
| Bern | CHF 528.55 | CHF 520.40 | + CHF 98/J |
| Luzern | CHF 452.80 | CHF 452.80 | cheapest insurer |
| Nidwalden | CHF 480.45 | CHF 448.10 | + CHF 388/J |
| Obwalden | CHF 481.10 | CHF 445.10 | + CHF 432/J |
| Schwyz | CHF 499.65 | CHF 439.30 | + CHF 724/J |
| Solothurn | CHF 577.45 | CHF 565.40 | + CHF 145/J |
| Uri | CHF 460.55 | CHF 437.90 | + CHF 272/J |
| Zug | CHF 451.15 | CHF 385.80 | + CHF 784/J |
| Zürich | CHF 499.20 | CHF 488.50 | + CHF 128/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Krankenkasse Luzerner Hinterland has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 375.10 | — |
| 2022 | CHF 371.35 | -1.0 % |
| 2023 | CHF 384.35 | +3.5 % |
| 2024 | CHF 410.85 | +6.9 % |
| 2025 | CHF 439.60 | +7.0 % |
| 2026 | CHF 451.15 | +2.6 % |
The lowest premium at Krankenkasse Luzerner Hinterland went from CHF 375.10 (2021) to CHF 451.15 (2026) — +20.3 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Krankenkasse Luzerner Hinterland must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Krankenkasse Luzerner Hinterland expensive?
For an adult with a CHF 300 franchise and the standard model, Krankenkasse Luzerner Hinterland costs between CHF 451.15 and CHF 577.45 a month in 2026, depending on the canton. In 2 of 10 cantons it is the cheapest insurer.
Are the benefits at Krankenkasse Luzerner Hinterland worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Krankenkasse Luzerner Hinterland?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.