Krankenkasse Luzerner Hinterland: 2027 premiums compared
Krankenkasse Luzerner Hinterland offers basic insurance in 2027 in 10 cantons, from CHF 437.60 a month. In 1 cantons it is the cheapest insurer of all.
Krankenkasse Luzerner Hinterland canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Krankenkasse Luzerner Hinterland premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 566.00 | CHF 548.80 | + CHF 206/J |
| Bern | CHF 544.25 | CHF 541.20 | + CHF 37/J |
| Luzern | CHF 468.65 | CHF 468.65 | cheapest insurer |
| Nidwalden | CHF 504.45 | CHF 461.50 | + CHF 515/J |
| Obwalden | CHF 505.15 | CHF 474.00 | + CHF 374/J |
| Schwyz | CHF 524.65 | CHF 454.70 | + CHF 839/J |
| Solothurn | CHF 606.30 | CHF 582.40 | + CHF 287/J |
| Uri | CHF 483.60 | CHF 463.90 | + CHF 236/J |
| Zug | CHF 437.60 | CHF 405.30 | + CHF 388/J |
| Zürich | CHF 554.40 | CHF 508.10 | + CHF 556/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Krankenkasse Luzerner Hinterland has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 375.10 | — |
| 2022 | CHF 371.35 | -1.0 % |
| 2023 | CHF 384.35 | +3.5 % |
| 2024 | CHF 410.85 | +6.9 % |
| 2025 | CHF 439.60 | +7.0 % |
| 2026 | CHF 451.15 | +2.6 % |
| 2027 | CHF 437.60 | -3.0 % |
The lowest premium at Krankenkasse Luzerner Hinterland went from CHF 375.10 (2021) to CHF 437.60 (2027) — +16.7 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Krankenkasse Luzerner Hinterland must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Krankenkasse Luzerner Hinterland expensive?
For an adult with a CHF 300 franchise and the standard model, Krankenkasse Luzerner Hinterland costs between CHF 437.60 and CHF 606.30 a month in 2027, depending on the canton. In 1 of 10 cantons it is the cheapest insurer.
Are the benefits at Krankenkasse Luzerner Hinterland worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Krankenkasse Luzerner Hinterland?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.