Helsana Versicherungen AG: 2027 premiums compared
Helsana Versicherungen AG offers basic insurance in 2027 in 26 cantons, from CHF 411.00 a month. In 0 cantons it is the cheapest insurer of all.
Helsana Versicherungen AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Helsana Versicherungen AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 615.00 | CHF 548.80 | + CHF 794/J |
| Appenzell Ausserrhoden | CHF 569.00 | CHF 501.00 | + CHF 816/J |
| Appenzell Innerrhoden | CHF 444.00 | CHF 436.00 | + CHF 96/J |
| Basel-Landschaft | CHF 651.00 | CHF 606.00 | + CHF 540/J |
| Basel-Stadt | CHF 741.00 | CHF 690.40 | + CHF 607/J |
| Bern | CHF 604.00 | CHF 541.20 | + CHF 754/J |
| Freiburg | CHF 598.00 | CHF 551.00 | + CHF 564/J |
| Genf | CHF 785.00 | CHF 711.20 | + CHF 886/J |
| Glarus | CHF 534.00 | CHF 523.80 | + CHF 122/J |
| Graubünden | CHF 529.00 | CHF 450.80 | + CHF 938/J |
| Jura | CHF 710.00 | CHF 655.80 | + CHF 650/J |
| Luzern | CHF 546.00 | CHF 468.65 | + CHF 928/J |
| Neuenburg | CHF 729.00 | CHF 675.60 | + CHF 641/J |
| Nidwalden | CHF 512.00 | CHF 461.50 | + CHF 606/J |
| Obwalden | CHF 500.00 | CHF 474.00 | + CHF 312/J |
| Schaffhausen | CHF 611.00 | CHF 514.50 | + CHF 1'158/J |
| Schwyz | CHF 544.00 | CHF 454.70 | + CHF 1'072/J |
| Solothurn | CHF 623.00 | CHF 582.40 | + CHF 487/J |
| St. Gallen | CHF 513.00 | CHF 488.00 | + CHF 300/J |
| Tessin | CHF 678.00 | CHF 658.00 | + CHF 240/J |
| Thurgau | CHF 577.00 | CHF 524.60 | + CHF 629/J |
| Uri | CHF 492.00 | CHF 463.90 | + CHF 337/J |
| Waadt | CHF 685.00 | CHF 614.40 | + CHF 847/J |
| Wallis | CHF 579.00 | CHF 494.45 | + CHF 1'015/J |
| Zug | CHF 411.00 | CHF 405.30 | + CHF 68/J |
| Zürich | CHF 594.00 | CHF 508.10 | + CHF 1'031/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 500 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Helsana Versicherungen AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 333.00 | — |
| 2022 | CHF 346.00 | +3.9 % |
| 2023 | CHF 401.00 | +15.9 % |
| 2024 | CHF 444.00 | +10.7 % |
| 2025 | CHF 480.00 | +8.1 % |
| 2026 | CHF 430.00 | -10.4 % |
| 2027 | CHF 411.00 | -4.4 % |
The lowest premium at Helsana Versicherungen AG went from CHF 333.00 (2021) to CHF 411.00 (2027) — +23.4 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Helsana Versicherungen AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Helsana Versicherungen AG expensive?
For an adult with a CHF 300 franchise and the standard model, Helsana Versicherungen AG costs between CHF 411.00 and CHF 785.00 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Helsana Versicherungen AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Helsana Versicherungen AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.