Helsana Versicherungen AG: 2026 premiums compared
Helsana Versicherungen AG offers basic insurance in 2026 in 26 cantons, from CHF 430.00 a month. In 0 cantons it is the cheapest insurer of all.
Helsana Versicherungen AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Helsana Versicherungen AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 576.00 | CHF 519.25 | + CHF 681/J |
| Appenzell Ausserrhoden | CHF 551.00 | CHF 479.40 | + CHF 859/J |
| Appenzell Innerrhoden | CHF 494.00 | CHF 411.00 | + CHF 996/J |
| Basel-Landschaft | CHF 625.00 | CHF 575.30 | + CHF 596/J |
| Basel-Stadt | CHF 684.00 | CHF 673.70 | + CHF 124/J |
| Bern | CHF 569.00 | CHF 520.40 | + CHF 583/J |
| Freiburg | CHF 562.00 | CHF 523.30 | + CHF 464/J |
| Genf | CHF 722.00 | CHF 686.70 | + CHF 424/J |
| Glarus | CHF 542.00 | CHF 493.00 | + CHF 588/J |
| Graubünden | CHF 526.00 | CHF 426.00 | + CHF 1'200/J |
| Jura | CHF 681.00 | CHF 628.20 | + CHF 634/J |
| Luzern | CHF 536.00 | CHF 452.80 | + CHF 998/J |
| Neuenburg | CHF 661.00 | CHF 655.90 | + CHF 61/J |
| Nidwalden | CHF 511.00 | CHF 448.10 | + CHF 755/J |
| Obwalden | CHF 505.00 | CHF 445.10 | + CHF 719/J |
| Schaffhausen | CHF 559.00 | CHF 504.40 | + CHF 655/J |
| Schwyz | CHF 544.00 | CHF 439.30 | + CHF 1'256/J |
| Solothurn | CHF 582.00 | CHF 565.40 | + CHF 199/J |
| St. Gallen | CHF 526.00 | CHF 467.00 | + CHF 708/J |
| Tessin | CHF 658.00 | CHF 626.70 | + CHF 376/J |
| Thurgau | CHF 558.00 | CHF 499.60 | + CHF 701/J |
| Uri | CHF 508.00 | CHF 437.90 | + CHF 841/J |
| Waadt | CHF 659.00 | CHF 601.70 | + CHF 688/J |
| Wallis | CHF 518.00 | CHF 470.90 | + CHF 565/J |
| Zug | CHF 430.00 | CHF 385.80 | + CHF 530/J |
| Zürich | CHF 560.00 | CHF 488.50 | + CHF 858/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 500 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Helsana Versicherungen AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 333.00 | — |
| 2022 | CHF 346.00 | +3.9 % |
| 2023 | CHF 401.00 | +15.9 % |
| 2024 | CHF 444.00 | +10.7 % |
| 2025 | CHF 480.00 | +8.1 % |
| 2026 | CHF 430.00 | -10.4 % |
The lowest premium at Helsana Versicherungen AG went from CHF 333.00 (2021) to CHF 430.00 (2026) — +29.1 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Helsana Versicherungen AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Helsana Versicherungen AG expensive?
For an adult with a CHF 300 franchise and the standard model, Helsana Versicherungen AG costs between CHF 430.00 and CHF 722.00 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Helsana Versicherungen AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Helsana Versicherungen AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.