Galenos AG: 2027 premiums compared
Galenos AG offers basic insurance in 2027 in 26 cantons, from CHF 443.80 a month. In 1 cantons it is the cheapest insurer of all.
Galenos AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Galenos AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 605.80 | CHF 548.80 | + CHF 684/J |
| Appenzell Ausserrhoden | CHF 595.60 | CHF 501.00 | + CHF 1'135/J |
| Appenzell Innerrhoden | CHF 524.00 | CHF 436.00 | + CHF 1'056/J |
| Basel-Landschaft | CHF 668.70 | CHF 606.00 | + CHF 752/J |
| Basel-Stadt | CHF 760.50 | CHF 690.40 | + CHF 841/J |
| Bern | CHF 588.90 | CHF 541.20 | + CHF 572/J |
| Freiburg | CHF 587.20 | CHF 551.00 | + CHF 434/J |
| Genf | CHF 807.30 | CHF 711.20 | + CHF 1'153/J |
| Glarus | CHF 591.70 | CHF 523.80 | + CHF 815/J |
| Graubünden | CHF 593.70 | CHF 450.80 | + CHF 1'715/J |
| Jura | CHF 810.60 | CHF 655.80 | + CHF 1'858/J |
| Luzern | CHF 550.90 | CHF 468.65 | + CHF 987/J |
| Neuenburg | CHF 697.40 | CHF 675.60 | + CHF 262/J |
| Nidwalden | CHF 545.70 | CHF 461.50 | + CHF 1'010/J |
| Obwalden | CHF 547.30 | CHF 474.00 | + CHF 880/J |
| Schaffhausen | CHF 573.00 | CHF 514.50 | + CHF 702/J |
| Schwyz | CHF 574.20 | CHF 454.70 | + CHF 1'434/J |
| Solothurn | CHF 635.30 | CHF 582.40 | + CHF 635/J |
| St. Gallen | CHF 534.20 | CHF 488.00 | + CHF 554/J |
| Tessin | CHF 686.50 | CHF 658.00 | + CHF 342/J |
| Thurgau | CHF 555.50 | CHF 524.60 | + CHF 371/J |
| Uri | CHF 557.60 | CHF 463.90 | + CHF 1'124/J |
| Waadt | CHF 614.40 | CHF 614.40 | cheapest insurer |
| Wallis | CHF 536.30 | CHF 494.45 | + CHF 502/J |
| Zug | CHF 443.80 | CHF 405.30 | + CHF 462/J |
| Zürich | CHF 599.30 | CHF 508.10 | + CHF 1'094/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Galenos AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 373.60 | — |
| 2022 | CHF 381.10 | +2.0 % |
| 2023 | CHF 399.00 | +4.7 % |
| 2024 | CHF 448.90 | +12.5 % |
| 2025 | CHF 479.50 | +6.8 % |
| 2026 | CHF 425.30 | -11.3 % |
| 2027 | CHF 443.80 | +4.3 % |
The lowest premium at Galenos AG went from CHF 373.60 (2021) to CHF 443.80 (2027) — +18.8 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Galenos AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Galenos AG expensive?
For an adult with a CHF 300 franchise and the standard model, Galenos AG costs between CHF 443.80 and CHF 810.60 a month in 2027, depending on the canton. In 1 of 26 cantons it is the cheapest insurer.
Are the benefits at Galenos AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Galenos AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.