Galenos AG: 2026 premiums compared
Galenos AG offers basic insurance in 2026 in 26 cantons, from CHF 425.30 a month. In 1 cantons it is the cheapest insurer of all.
Galenos AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Galenos AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 587.60 | CHF 519.25 | + CHF 820/J |
| Appenzell Ausserrhoden | CHF 569.20 | CHF 479.40 | + CHF 1'078/J |
| Appenzell Innerrhoden | CHF 496.40 | CHF 411.00 | + CHF 1'025/J |
| Basel-Landschaft | CHF 639.40 | CHF 575.30 | + CHF 769/J |
| Basel-Stadt | CHF 758.00 | CHF 673.70 | + CHF 1'012/J |
| Bern | CHF 584.90 | CHF 520.40 | + CHF 774/J |
| Freiburg | CHF 575.50 | CHF 523.30 | + CHF 626/J |
| Genf | CHF 802.60 | CHF 686.70 | + CHF 1'391/J |
| Glarus | CHF 572.30 | CHF 493.00 | + CHF 952/J |
| Graubünden | CHF 573.10 | CHF 426.00 | + CHF 1'765/J |
| Jura | CHF 762.50 | CHF 628.20 | + CHF 1'612/J |
| Luzern | CHF 537.60 | CHF 452.80 | + CHF 1'018/J |
| Neuenburg | CHF 696.60 | CHF 655.90 | + CHF 488/J |
| Nidwalden | CHF 524.50 | CHF 448.10 | + CHF 917/J |
| Obwalden | CHF 525.20 | CHF 445.10 | + CHF 961/J |
| Schaffhausen | CHF 561.20 | CHF 504.40 | + CHF 682/J |
| Schwyz | CHF 552.70 | CHF 439.30 | + CHF 1'361/J |
| Solothurn | CHF 616.10 | CHF 565.40 | + CHF 608/J |
| St. Gallen | CHF 511.60 | CHF 467.00 | + CHF 535/J |
| Tessin | CHF 654.00 | CHF 626.70 | + CHF 328/J |
| Thurgau | CHF 540.30 | CHF 499.60 | + CHF 488/J |
| Uri | CHF 530.20 | CHF 437.90 | + CHF 1'108/J |
| Waadt | CHF 601.70 | CHF 601.70 | cheapest insurer |
| Wallis | CHF 527.50 | CHF 470.90 | + CHF 679/J |
| Zug | CHF 425.30 | CHF 385.80 | + CHF 474/J |
| Zürich | CHF 578.00 | CHF 488.50 | + CHF 1'074/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor, HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Galenos AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 373.60 | — |
| 2022 | CHF 381.10 | +2.0 % |
| 2023 | CHF 399.00 | +4.7 % |
| 2024 | CHF 448.90 | +12.5 % |
| 2025 | CHF 479.50 | +6.8 % |
| 2026 | CHF 425.30 | -11.3 % |
The lowest premium at Galenos AG went from CHF 373.60 (2021) to CHF 425.30 (2026) — +13.8 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Galenos AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Galenos AG expensive?
For an adult with a CHF 300 franchise and the standard model, Galenos AG costs between CHF 425.30 and CHF 802.60 a month in 2026, depending on the canton. In 1 of 26 cantons it is the cheapest insurer.
Are the benefits at Galenos AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Galenos AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.