curaulta: 2027 premiums compared
curaulta offers basic insurance in 2027 in 1 cantons, from CHF 450.80 a month. In 1 cantons it is the cheapest insurer of all.
curaulta canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | curaulta premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Graubünden | CHF 450.80 | CHF 450.80 | cheapest insurer |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How curaulta has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 341.70 | — |
| 2022 | CHF 341.70 | +0.0 % |
| 2023 | CHF 345.10 | +1.0 % |
| 2024 | CHF 366.85 | +6.3 % |
| 2025 | CHF 412.80 | +12.5 % |
| 2026 | CHF 429.30 | +4.0 % |
| 2027 | CHF 450.80 | +5.0 % |
The lowest premium at curaulta went from CHF 341.70 (2021) to CHF 450.80 (2027) — +31.9 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). curaulta must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is curaulta expensive?
For an adult with a CHF 300 franchise and the standard model, curaulta costs between CHF 450.80 and CHF 450.80 a month in 2027, depending on the canton. In 1 of 1 cantons it is the cheapest insurer.
Are the benefits at curaulta worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from curaulta?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.