CONCORDIA Schweiz. Kranken- und Unfallversicherung AG: 2027 premiums compared
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG offers basic insurance in 2027 in 26 cantons, from CHF 408.90 a month. In 0 cantons it is the cheapest insurer of all.
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | CONCORDIA Schweiz. Kranken- und Unfallversicherung AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 584.60 | CHF 548.80 | + CHF 430/J |
| Appenzell Ausserrhoden | CHF 542.10 | CHF 501.00 | + CHF 493/J |
| Appenzell Innerrhoden | CHF 466.40 | CHF 436.00 | + CHF 365/J |
| Basel-Landschaft | CHF 654.70 | CHF 606.00 | + CHF 584/J |
| Basel-Stadt | CHF 704.70 | CHF 690.40 | + CHF 172/J |
| Bern | CHF 595.10 | CHF 541.20 | + CHF 647/J |
| Freiburg | CHF 561.00 | CHF 551.00 | + CHF 120/J |
| Genf | CHF 745.50 | CHF 711.20 | + CHF 412/J |
| Glarus | CHF 535.00 | CHF 523.80 | + CHF 134/J |
| Graubünden | CHF 513.30 | CHF 450.80 | + CHF 750/J |
| Jura | CHF 705.30 | CHF 655.80 | + CHF 594/J |
| Luzern | CHF 521.60 | CHF 468.65 | + CHF 635/J |
| Neuenburg | CHF 715.00 | CHF 675.60 | + CHF 473/J |
| Nidwalden | CHF 514.60 | CHF 461.50 | + CHF 637/J |
| Obwalden | CHF 491.10 | CHF 474.00 | + CHF 205/J |
| Schaffhausen | CHF 561.20 | CHF 514.50 | + CHF 560/J |
| Schwyz | CHF 519.80 | CHF 454.70 | + CHF 781/J |
| Solothurn | CHF 624.10 | CHF 582.40 | + CHF 500/J |
| St. Gallen | CHF 528.60 | CHF 488.00 | + CHF 487/J |
| Tessin | CHF 700.10 | CHF 658.00 | + CHF 505/J |
| Thurgau | CHF 550.50 | CHF 524.60 | + CHF 311/J |
| Uri | CHF 520.50 | CHF 463.90 | + CHF 679/J |
| Waadt | CHF 667.80 | CHF 614.40 | + CHF 641/J |
| Wallis | CHF 532.70 | CHF 494.45 | + CHF 459/J |
| Zug | CHF 408.90 | CHF 405.30 | + CHF 43/J |
| Zürich | CHF 555.50 | CHF 508.10 | + CHF 569/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How CONCORDIA Schweiz. Kranken- und Unfallversicherung AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 348.80 | — |
| 2022 | CHF 354.00 | +1.5 % |
| 2023 | CHF 373.40 | +5.5 % |
| 2024 | CHF 397.60 | +6.5 % |
| 2025 | CHF 407.50 | +2.5 % |
| 2026 | CHF 385.80 | -5.3 % |
| 2027 | CHF 408.90 | +6.0 % |
The lowest premium at CONCORDIA Schweiz. Kranken- und Unfallversicherung AG went from CHF 348.80 (2021) to CHF 408.90 (2027) — +17.2 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). CONCORDIA Schweiz. Kranken- und Unfallversicherung AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is CONCORDIA Schweiz. Kranken- und Unfallversicherung AG expensive?
For an adult with a CHF 300 franchise and the standard model, CONCORDIA Schweiz. Kranken- und Unfallversicherung AG costs between CHF 408.90 and CHF 745.50 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at CONCORDIA Schweiz. Kranken- und Unfallversicherung AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from CONCORDIA Schweiz. Kranken- und Unfallversicherung AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.