Avenir Krankenversicherung AG: 2026 premiums compared
Avenir Krankenversicherung AG offers basic insurance in 2026 in 26 cantons, from CHF 411.80 a month. In 0 cantons it is the cheapest insurer of all.
Avenir Krankenversicherung AG canton by canton (2026)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Avenir Krankenversicherung AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 579.50 | CHF 519.25 | + CHF 723/J |
| Appenzell Ausserrhoden | CHF 569.50 | CHF 479.40 | + CHF 1'081/J |
| Appenzell Innerrhoden | CHF 543.00 | CHF 411.00 | + CHF 1'584/J |
| Basel-Landschaft | CHF 659.80 | CHF 575.30 | + CHF 1'014/J |
| Basel-Stadt | CHF 688.10 | CHF 673.70 | + CHF 173/J |
| Bern | CHF 582.40 | CHF 520.40 | + CHF 744/J |
| Freiburg | CHF 592.40 | CHF 523.30 | + CHF 829/J |
| Genf | CHF 777.40 | CHF 686.70 | + CHF 1'088/J |
| Glarus | CHF 542.40 | CHF 493.00 | + CHF 593/J |
| Graubünden | CHF 552.00 | CHF 426.00 | + CHF 1'512/J |
| Jura | CHF 726.30 | CHF 628.20 | + CHF 1'177/J |
| Luzern | CHF 525.70 | CHF 452.80 | + CHF 875/J |
| Neuenburg | CHF 697.50 | CHF 655.90 | + CHF 499/J |
| Nidwalden | CHF 522.80 | CHF 448.10 | + CHF 896/J |
| Obwalden | CHF 573.90 | CHF 445.10 | + CHF 1'546/J |
| Schaffhausen | CHF 611.10 | CHF 504.40 | + CHF 1'280/J |
| Schwyz | CHF 532.10 | CHF 439.30 | + CHF 1'114/J |
| Solothurn | CHF 642.80 | CHF 565.40 | + CHF 929/J |
| St. Gallen | CHF 538.80 | CHF 467.00 | + CHF 862/J |
| Tessin | CHF 715.50 | CHF 626.70 | + CHF 1'066/J |
| Thurgau | CHF 557.60 | CHF 499.60 | + CHF 696/J |
| Uri | CHF 537.60 | CHF 437.90 | + CHF 1'196/J |
| Waadt | CHF 667.00 | CHF 601.70 | + CHF 784/J |
| Wallis | CHF 597.90 | CHF 470.90 | + CHF 1'524/J |
| Zug | CHF 411.80 | CHF 385.80 | + CHF 312/J |
| Zürich | CHF 591.10 | CHF 488.50 | + CHF 1'231/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Other (Telmed, pharmacy …), Family doctor, HMO
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Avenir Krankenversicherung AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 393.50 | — |
| 2022 | CHF 396.50 | +0.8 % |
| 2023 | CHF 398.50 | +0.5 % |
| 2024 | CHF 455.40 | +14.3 % |
| 2025 | CHF 492.50 | +8.1 % |
| 2026 | CHF 411.80 | -16.4 % |
The lowest premium at Avenir Krankenversicherung AG went from CHF 393.50 (2021) to CHF 411.80 (2026) — +4.7 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Avenir Krankenversicherung AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Avenir Krankenversicherung AG expensive?
For an adult with a CHF 300 franchise and the standard model, Avenir Krankenversicherung AG costs between CHF 411.80 and CHF 777.40 a month in 2026, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Avenir Krankenversicherung AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Avenir Krankenversicherung AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.