Avenir Krankenversicherung AG: 2027 premiums compared
Avenir Krankenversicherung AG offers basic insurance in 2027 in 26 cantons, from CHF 437.80 a month. In 0 cantons it is the cheapest insurer of all.
Avenir Krankenversicherung AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | Avenir Krankenversicherung AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 622.10 | CHF 548.80 | + CHF 880/J |
| Appenzell Ausserrhoden | CHF 625.90 | CHF 501.00 | + CHF 1'499/J |
| Appenzell Innerrhoden | CHF 567.50 | CHF 436.00 | + CHF 1'578/J |
| Basel-Landschaft | CHF 666.50 | CHF 606.00 | + CHF 726/J |
| Basel-Stadt | CHF 706.00 | CHF 690.40 | + CHF 187/J |
| Bern | CHF 608.60 | CHF 541.20 | + CHF 809/J |
| Freiburg | CHF 625.60 | CHF 551.00 | + CHF 895/J |
| Genf | CHF 774.30 | CHF 711.20 | + CHF 757/J |
| Glarus | CHF 563.10 | CHF 523.80 | + CHF 472/J |
| Graubünden | CHF 596.70 | CHF 450.80 | + CHF 1'751/J |
| Jura | CHF 793.90 | CHF 655.80 | + CHF 1'657/J |
| Luzern | CHF 547.80 | CHF 468.65 | + CHF 950/J |
| Neuenburg | CHF 704.50 | CHF 675.60 | + CHF 347/J |
| Nidwalden | CHF 549.50 | CHF 461.50 | + CHF 1'056/J |
| Obwalden | CHF 599.80 | CHF 474.00 | + CHF 1'510/J |
| Schaffhausen | CHF 665.00 | CHF 514.50 | + CHF 1'806/J |
| Schwyz | CHF 553.40 | CHF 454.70 | + CHF 1'184/J |
| Solothurn | CHF 709.10 | CHF 582.40 | + CHF 1'520/J |
| St. Gallen | CHF 574.10 | CHF 488.00 | + CHF 1'033/J |
| Tessin | CHF 760.00 | CHF 658.00 | + CHF 1'224/J |
| Thurgau | CHF 570.20 | CHF 524.60 | + CHF 547/J |
| Uri | CHF 543.30 | CHF 463.90 | + CHF 953/J |
| Waadt | CHF 677.60 | CHF 614.40 | + CHF 758/J |
| Wallis | CHF 616.60 | CHF 494.45 | + CHF 1'466/J |
| Zug | CHF 437.80 | CHF 405.30 | + CHF 390/J |
| Zürich | CHF 634.20 | CHF 508.10 | + CHF 1'513/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'000, 2'500
Franchises for children: CHF 0, 100, 200, 300, 400, 500, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How Avenir Krankenversicherung AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 393.50 | — |
| 2022 | CHF 396.50 | +0.8 % |
| 2023 | CHF 398.50 | +0.5 % |
| 2024 | CHF 455.40 | +14.3 % |
| 2025 | CHF 492.50 | +8.1 % |
| 2026 | CHF 411.80 | -16.4 % |
| 2027 | CHF 437.80 | +6.3 % |
The lowest premium at Avenir Krankenversicherung AG went from CHF 393.50 (2021) to CHF 437.80 (2027) — +11.3 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). Avenir Krankenversicherung AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is Avenir Krankenversicherung AG expensive?
For an adult with a CHF 300 franchise and the standard model, Avenir Krankenversicherung AG costs between CHF 437.80 and CHF 793.90 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at Avenir Krankenversicherung AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from Avenir Krankenversicherung AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.