Health insurance premiums 2027 in the canton of Waadt
Premium region 1
Lausanne, Jouxtens-Mézery, Prilly, Pully … · 135 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Galenos AG | CHF 661.40 | +2.1% |
| Atupri Gesundheitsversicherung AG | CHF 665.50 | +2.5% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 678.00 | +2.7% |
| Vivao Sympany AG | CHF 691.00 | +1.3% |
| Sanitas Grundversicherungen AG | CHF 696.00 | +3.0% |
| Assura-Basis AG | CHF 699.20 | +4.5% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 703.50 | +2.0% |
| Aquilana Versicherungen | CHF 709.50 | +4.5% |
The cheapest premium in this region was CHF 512.50 in 2021 and is CHF 661.40 in 2027 — that is +29.1%.
Calculate premiums for postcode 1000
Municipalities in this premium region (115): Aclens, Allaman, Arnex-sur-Nyon, Arzier-Le Muids, Aubonne, Ballens, Bassins, Begnins, Belmont-sur-Lausanne, Berolle, Bière, Blonay - Saint-Légier, Bogis-Bossey, Borex, Bougy-Villars, Bourg-en-Lavaux, Bremblens, Buchillon, Bursinel, Bursins, Burtigny, Bussigny, Chardonne, Chavannes-de-Bogis, Chavannes-des-Bois, Chavannes-près-Renens, Cheseaux-sur-Lausanne, Chexbres, Chigny, Chéserex, Clarmont, Coinsins, Commugny, Coppet, Corseaux, Corsier-sur-Vevey, Crans (VD), Crassier, Crissier, Denens, Denges, Duillier, Dully, Echandens, Echichens, Ecublens (VD), Epalinges, Essertines-sur-Rolle, Etoy, Eysins, Forel (Lavaux), Founex, Féchy, Genolier, Gilly, Gimel, Gingins, Givrins, Gland, Grens, Jongny, Jouxtens-Mézery, La Rippe, La Tour-de-Peilz, Lausanne, Lavigny, Le Mont-sur-Lausanne, Le Vaud, Lonay, Longirod, Luins, Lully (VD), Lussy-sur-Morges, Lutry, Marchissy, Mies, Mollens (VD), Mont-sur-Rolle, Montreux, Morges, Nyon, Paudex, Perroy, Prangins, Prilly, Préverenges, Puidoux, Pully, Renens (VD), Rivaz, Rolle, Romanel-sur-Lausanne, Romanel-sur-Morges, Saint-Cergue, Saint-George, Saint-Livres, Saint-Prex, Saint-Saphorin (Lavaux), Saint-Sulpice (VD), Savigny, Signy-Avenex, Tannay, Tartegnin, Tolochenaz, Trélex, Vaux-sur-Morges, Vevey, Veytaux, Vich, Villars-Sainte-Croix, Villars-sous-Yens, Vinzel, Vufflens-le-Château, Vullierens, Yens.
Premium region 2
Mex (VD), Boussens, Bournens, Sullens … · 201 postcodes
| Insurer | Premium/month | vs 2026 |
|---|---|---|
| Galenos AG | CHF 614.40 | +2.1% |
| Atupri Gesundheitsversicherung AG | CHF 636.60 | +4.2% |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 645.00 | +2.4% |
| Assura-Basis AG | CHF 648.90 | +4.5% |
| Agrisano Krankenkasse AG | CHF 652.20 | +3.5% |
| EGK Grundversicherungen AG | CHF 659.60 | +4.1% |
| Vivao Sympany AG | CHF 667.00 | +0.5% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 667.80 | +2.0% |
The cheapest premium in this region was CHF 472.60 in 2021 and is CHF 614.40 in 2027 — that is +30.0%.
Calculate premiums for postcode 1031
Municipalities in this premium region (179): Agiez, Aigle, Arnex-sur-Orbe, Assens, Avenches, Ballaigues, Baulmes, Bavois, Belmont-sur-Yverdon, Bercher, Bettens, Bex, Bioley-Magnoux, Bofflens, Bonvillars, Bottens, Boulens, Bournens, Boussens, Bretigny-sur-Morrens, Bretonnières, Bullet, Bussy-sur-Moudon, Chamblon, Champagne, Champtauroz, Champvent, Chavannes-le-Chêne, Chavannes-le-Veyron, Chavannes-sur-Moudon, Chavornay, Cheseaux-Noréaz, Chessel, Chevilly, Chevroux, Château-d'Oex, Chêne-Pâquier, Concise, Corbeyrier, Corcelles-le-Jorat, Corcelles-près-Concise, Corcelles-près-Payerne, Cossonay, Cronay, Croy, Cuarnens, Cuarny, Cudrefin, Cugy (VD), Daillens, Dizy, Dompierre (VD), Donneloye, Démoret, Echallens, Eclépens, Ependes (VD), Essertines-sur-Yverdon, Etagnières, Faoug, Ferreyres, Fey, Fiez, Fontaines-sur-Grandson, Froideville, Giez, Gollion, Goumoëns, Grancy, Grandcour, Grandevent, Grandson, Gryon, Hautemorges, Henniez, Hermenches, Jorat-Menthue, Jorat-Mézières, Juriens, L'Abergement, L'Isle, La Chaux (Cossonay), La Praz, La Sarraz, La Vallée de Joux, Lavey-Morcles, Les Clées, Leysin, Lignerolle, Lovatens, Lucens, Lussery-Villars, Maracon, Mathod-Suscévaz, Mauborget, Mauraz, Mex (VD), Missy, Moiry, Molondin, Mont-la-Ville, Montagny-près-Yverdon, Montanaire, Montcherand, Montilliez, Montpreveyres, Montricher, Morrens (VD), Moudon, Mutrux, Novalles, Noville, Ogens, Ollon, Onnens (VD), Oppens, Orbe, Orges, Ormont-Dessous, Ormont-Dessus, Orny, Oron, Orzens, Oulens-sous-Echallens, Pailly, Payerne, Penthalaz, Penthaz, Penthéréaz, Poliez-Pittet, Pompaples, Pomy, Premier, Provence, Prévonloup, Rances, Rennaz, Roche (VD), Romainmôtier-Envy, Ropraz, Rossenges, Rossinière, Rougemont, Rovray, Rueyres, Saint-Barthélemy (VD), Sainte-Croix, Senarclens, Sergey, Servion, Suchy, Sullens, Syens, Trey, Treycovagnes, Treytorrens (Payerne), Tévenon, Ursins, Valbroye, Valeyres-sous-Montagny, Valeyres-sous-Rances, Valeyres-sous-Ursins, Vallorbe, Vaulion, Villars-Epeney, Villars-le-Comte, Villars-le-Terroir, Villarzel, Villeneuve (VD), Vuarrens, Vucherens, Vufflens-la-Ville, Vugelles-La Mothe, Vuiteboeuf, Vulliens, Vully-les-Lacs, Yverdon-les-Bains, Yvonand, Yvorne.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2027 in the canton of Waadt?
The lowest officially approved premium in the canton of Waadt is CHF 614.40 per month in 2027, the highest CHF 780.80. That is a difference of CHF 1'997 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Waadt?
Because the FOPH divides the canton into premium regions (here: 2). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2027?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.