Health insurance premiums 2026 in the canton of Obwalden
Canton Obwalden — a single premium region
Alpnach, Sarnen, Kerns, Sachseln … · 17 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 445.10 | +6.0% |
| Atupri Gesundheitsversicherung AG | CHF 472.50 | +4.2% |
| CONCORDIA Schweiz. Kranken- und Unfallversicherung AG | CHF 476.80 | +5.5% |
| Sumiswalder Krankenkasse | CHF 477.30 | +3.9% |
| EGK Grundversicherungen AG | CHF 478.00 | +3.9% |
| Sanitas Grundversicherungen AG | CHF 480.70 | +2.1% |
| Krankenkasse Luzerner Hinterland | CHF 481.10 | +4.0% |
| SWICA Krankenversicherung AG | CHF 486.30 | +6.0% |
The cheapest premium in this region was CHF 350.00 in 2021 and is CHF 445.10 in 2026 — that is +27.2%.
Calculate premiums for postcode 6053
Municipalities in this premium region (7): Alpnach, Engelberg, Giswil, Kerns, Lungern, Sachseln, Sarnen.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Obwalden?
The lowest officially approved premium in the canton of Obwalden is CHF 445.10 per month in 2026, the highest CHF 573.90. That is a difference of CHF 1'546 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Obwalden?
Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.