Health insurance premiums 2026 in the canton of Nidwalden
Canton Nidwalden — a single premium region
Hergiswil (NW), Ennetmoos, Stansstad, Ennetbürgen … · 18 postcodes
| Insurer | Premium/month | vs 2025 |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 448.10 | +3.5% |
| Vivao Sympany AG | CHF 464.00 | +2.2% |
| Atupri Gesundheitsversicherung AG | CHF 465.60 | +3.5% |
| Assura-Basis AG | CHF 470.80 | -14.2% |
| EGK Grundversicherungen AG | CHF 471.40 | +4.8% |
| Sanitas Grundversicherungen AG | CHF 475.50 | +3.8% |
| SWICA Krankenversicherung AG | CHF 477.90 | +0.5% |
| Aquilana Versicherungen | CHF 478.10 | +3.5% |
The cheapest premium in this region was CHF 354.75 in 2021 and is CHF 448.10 in 2026 — that is +26.3%.
Calculate premiums for postcode 6013
Municipalities in this premium region (11): Beckenried, Buochs, Dallenwil, Emmetten, Ennetbürgen, Ennetmoos, Hergiswil (NW), Oberdorf (NW), Stans, Stansstad, Wolfenschiessen.
Why the premium depends on your municipality
Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.
Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.
Frequently asked questions
What is the cheapest health insurance premium in 2026 in the canton of Nidwalden?
The lowest officially approved premium in the canton of Nidwalden is CHF 448.10 per month in 2026, the highest CHF 581.10. That is a difference of CHF 1'596 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.
Why do premiums differ within the canton of Nidwalden?
Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.
Are these the definitive premiums for 2026?
Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.