KPT Krankenkasse AG: 2027 premiums compared
KPT Krankenkasse AG offers basic insurance in 2027 in 26 cantons, from CHF 421.10 a month. In 0 cantons it is the cheapest insurer of all.
KPT Krankenkasse AG canton by canton (2027)
Reference: adult aged 26+, franchise CHF 300, standard model with free choice of doctor, with accident cover.
| Canton | KPT Krankenkasse AG premium | Cheapest in canton | Extra per year |
|---|---|---|---|
| Aargau | CHF 595.80 | CHF 548.80 | + CHF 564/J |
| Appenzell Ausserrhoden | CHF 546.40 | CHF 501.00 | + CHF 545/J |
| Appenzell Innerrhoden | CHF 438.80 | CHF 436.00 | + CHF 34/J |
| Basel-Landschaft | CHF 644.70 | CHF 606.00 | + CHF 464/J |
| Basel-Stadt | CHF 734.10 | CHF 690.40 | + CHF 524/J |
| Bern | CHF 598.20 | CHF 541.20 | + CHF 684/J |
| Freiburg | CHF 570.60 | CHF 551.00 | + CHF 235/J |
| Genf | CHF 755.00 | CHF 711.20 | + CHF 526/J |
| Glarus | CHF 537.70 | CHF 523.80 | + CHF 167/J |
| Graubünden | CHF 551.60 | CHF 450.80 | + CHF 1'210/J |
| Jura | CHF 735.30 | CHF 655.80 | + CHF 954/J |
| Luzern | CHF 525.80 | CHF 468.65 | + CHF 686/J |
| Neuenburg | CHF 804.40 | CHF 675.60 | + CHF 1'546/J |
| Nidwalden | CHF 514.30 | CHF 461.50 | + CHF 634/J |
| Obwalden | CHF 531.70 | CHF 474.00 | + CHF 692/J |
| Schaffhausen | CHF 559.70 | CHF 514.50 | + CHF 542/J |
| Schwyz | CHF 570.30 | CHF 454.70 | + CHF 1'387/J |
| Solothurn | CHF 640.50 | CHF 582.40 | + CHF 697/J |
| St. Gallen | CHF 528.00 | CHF 488.00 | + CHF 480/J |
| Tessin | CHF 702.30 | CHF 658.00 | + CHF 532/J |
| Thurgau | CHF 568.80 | CHF 524.60 | + CHF 530/J |
| Uri | CHF 491.50 | CHF 463.90 | + CHF 331/J |
| Waadt | CHF 671.10 | CHF 614.40 | + CHF 680/J |
| Wallis | CHF 543.60 | CHF 494.45 | + CHF 590/J |
| Zug | CHF 421.10 | CHF 405.30 | + CHF 190/J |
| Zürich | CHF 578.00 | CHF 508.10 | + CHF 839/J |
What this insurer actually offers
Insurance models: Standard (free choice of doctor), Flexible models, Family doctor / HMO, Telemedicine / digital
Franchises for adults: CHF 300, 500, 1'000, 1'500, 2'500
Franchises for children: CHF 0, 200, 400, 600 Not every insurer offers children all levels — that is what decides the cheapest family solution.
How KPT Krankenkasse AG has developed since 2021
| Year | Lowest premium | Change |
|---|---|---|
| 2021 | CHF 359.00 | — |
| 2022 | CHF 351.00 | -2.2 % |
| 2023 | CHF 358.00 | +2.0 % |
| 2024 | CHF 390.20 | +9.0 % |
| 2025 | CHF 409.70 | +5.0 % |
| 2026 | CHF 401.00 | -2.1 % |
| 2027 | CHF 421.10 | +5.0 % |
The lowest premium at KPT Krankenkasse AG went from CHF 359.00 (2021) to CHF 421.10 (2027) — +17.3 %.
Why the benefits are the same everywhere
Basic insurance is defined by law (KVG/LAMal). KPT Krankenkasse AG must pay for the same treatments as any other insurer and must accept every applicant, with no health questions. Price, service and supplementary products differ — the latter are not compared here.
Frequently asked questions
Is KPT Krankenkasse AG expensive?
For an adult with a CHF 300 franchise and the standard model, KPT Krankenkasse AG costs between CHF 421.10 and CHF 804.40 a month in 2027, depending on the canton. In 0 of 26 cantons it is the cheapest insurer.
Are the benefits at KPT Krankenkasse AG worse than at a more expensive insurer?
No. The benefit catalogue of compulsory basic insurance is set by law and identical for every insurer.
How do I switch to or away from KPT Krankenkasse AG?
Notice for basic insurance must reach your current insurer by 30 November (arrival, not postmark). The new insurer must accept you.