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Health insurance premiums 2026 by canton 2026

Where you live decides the price: 2026 premiums differ markedly between cantons — for benefits that are identical by law. All figures come from the official data of the Federal Office of Public Health.

Canton cheapest premium most expensive difference
Aargau AG CHF 519.25 CHF 621.90 CHF 1'232/J
Appenzell Ausserrhoden AR CHF 479.40 CHF 652.20 CHF 2'074/J
Appenzell Innerrhoden AI CHF 411.00 CHF 543.00 CHF 1'584/J
Basel-Landschaft BL CHF 575.30 CHF 768.80 CHF 2'322/J
Basel-Stadt BS CHF 673.70 CHF 809.70 CHF 1'632/J
Bern BE CHF 520.40 CHF 758.90 CHF 2'862/J
Freiburg FR CHF 523.30 CHF 672.70 CHF 1'793/J
Genf GE CHF 686.70 CHF 913.80 CHF 2'725/J
Glarus GL CHF 493.00 CHF 579.70 CHF 1'040/J
Graubünden GR CHF 426.00 CHF 660.10 CHF 2'809/J
Jura JU CHF 628.20 CHF 762.50 CHF 1'612/J
Luzern LU CHF 452.80 CHF 640.60 CHF 2'254/J
Neuenburg NE CHF 655.90 CHF 794.00 CHF 1'657/J
Nidwalden NW CHF 448.10 CHF 581.10 CHF 1'596/J
Obwalden OW CHF 445.10 CHF 573.90 CHF 1'546/J
Schaffhausen SH CHF 504.40 CHF 650.10 CHF 1'748/J
Schwyz SZ CHF 439.30 CHF 585.40 CHF 1'753/J
Solothurn SO CHF 565.40 CHF 642.80 CHF 929/J
St. Gallen SG CHF 467.00 CHF 665.90 CHF 2'387/J
Tessin TI CHF 626.70 CHF 826.50 CHF 2'398/J
Thurgau TG CHF 499.60 CHF 600.90 CHF 1'216/J
Uri UR CHF 437.90 CHF 681.30 CHF 2'921/J
Waadt VD CHF 601.70 CHF 763.90 CHF 1'946/J
Wallis VS CHF 470.90 CHF 643.20 CHF 2'068/J
Zug ZG CHF 385.80 CHF 536.10 CHF 1'804/J
Zürich ZH CHF 488.50 CHF 724.00 CHF 2'826/J

Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.

Your premium is not the cantonal average

What counts is your municipality, your year of birth and your deductible. The calculation takes two minutes and asks for no contact details.

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