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Premiums by canton

Health insurance premiums 2026 in the canton of Genf

Canton Genf — a single premium region

Genève, Pregny-Chambésy, Vernier, Le Grand-Saconnex … · 59 postcodes

Cheapest CHF 686.70 per month
average CHF 763.66 21 insurers
difference per year CHF 2'725 per year
Insurer Premium/month vs 2025
Assura-Basis AG CHF 686.70 +4.0%
Atupri Gesundheitsversicherung AG CHF 697.60 +3.0%
Vivao Sympany AG CHF 700.00 +2.3%
ÖKK Kranken- und Unfallversicherungen AG CHF 710.00 +5.7%
EGK Grundversicherungen AG CHF 712.30 +1.8%
Helsana Versicherungen AG CHF 722.00 +3.4%
CONCORDIA Schweiz. Kranken- und Unfallversicherung AG CHF 730.90 +5.0%
Sanitas Grundversicherungen AG CHF 743.00 +1.9%

The cheapest premium in this region was CHF 541.80 in 2021 and is CHF 686.70 in 2026 — that is +26.7%.

Calculate premiums for postcode 1201

Municipalities in this premium region (45): Aire-la-Ville, Anières, Avully, Avusy, Bardonnex, Bellevue, Bernex, Carouge (GE), Cartigny, Chancy, Choulex, Chêne-Bougeries, Chêne-Bourg, Collex-Bossy, Collonge-Bellerive, Cologny, Confignon, Corsier (GE), Céligny, Dardagny, Genthod, Genève, Gy, Hermance, Jussy, Laconnex, Lancy, Le Grand-Saconnex, Meinier, Meyrin, Onex, Perly-Certoux, Plan-les-Ouates, Pregny-Chambésy, Presinge, Puplinge, Russin, Satigny, Soral, Thônex, Troinex, Vandoeuvres, Vernier, Versoix, Veyrier.

Why the premium depends on your municipality

Larger cantons are divided into up to three premium regions. Your place of residence counts, not your place of work. Anyone who moves may switch insurer mid-year.

Reference profile: adult aged 26+, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on year of birth, deductible and model.

Frequently asked questions

What is the cheapest health insurance premium in 2026 in the canton of Genf?

The lowest officially approved premium in the canton of Genf is CHF 686.70 per month in 2026, the highest CHF 913.80. That is a difference of CHF 2'725 per year for legally identical benefits. The figures apply to the reference person of the table above: an adult, deductible CHF 300, standard model with free choice of doctor, with accident cover. Your own premium depends on age, deductible, model and municipality.

Why do premiums differ within the canton of Genf?

Because the FOPH divides the canton into premium regions (here: 1). The regions reflect differing healthcare costs — urban regions are usually more expensive than rural ones. Within one region all insured persons of the same insurer with the same options pay the same premium.

Are these the definitive premiums for 2026?

Yes. Premiums for basic insurance must be approved by the Federal Office of Public Health before they apply; approval for a given year happens at the end of September of the previous year. After that they may not be changed during the year.