Enquiries from the premium comparison — one partner per region
People compare their health-insurance premium on Prämienradar. Whoever wants advice afterwards gives explicit consent — and the enquiry goes to exactly one partner.
What an enquiry contains
Sample enquiry (example data)
- Canton ZH · postcode 8003 · 3 people in the household
- Calculated savings: CHF 1284 per year
- Current insurer: Helsana · model: standard · deductible: 300
- Interest in supplementary cover: semi-private hospital, dental
- Switch planned: for 1 January · open to a family-doctor model
- Preferred call slot: Tuesday, 17:00–18:00
- Consent: timestamp, exact wording and text version
Name, phone and e-mail become visible as soon as you claim the enquiry in the partner portal.
How it works
Comparison
The client calculates their premium on the official FOPH data.
Consent
A separate mandatory checkbox, never pre-ticked. The client knows a partner will get in touch.
Queue
The enquiry appears in your partner portal — without contact details, but with canton, household size and savings.
Claim
You claim the enquiry, see the contact details and have 48 hours for the first contact.
Why these enquiries are clean
No cold calling: the client comes to us. No purchased address lists, no call centre.
Proof of origin with every enquiry: timestamp, the exact consent wording and its version. Section 8.1 of the industry agreement requires exactly this documentation from you — we supply it.
One enquiry, one partner. We do not sell the same enquiry twice.
Data protection: hosting in the EU, no disclosure to third parties other than the responsible partner, withdrawal possible at any time.
Independent check: on day 3 and day 30 we ask the client by e-mail whether they were contacted. This serves as our quality control.
How we work together
- Exclusivity per canton and language — there is no second partner in your area.
- No per-lead billing for basic insurance: because of the CHF 70 cap per insured person we work with a fixed monthly fee, plus a share on supplementary business.
- The first ten enquiries are free, so you can judge the quality before any payment.
- Cancellable monthly, no minimum term beyond the season.
The monthly fee depends on canton and volume and is agreed in the call.
What we expect from a partner
- Entry in the FINMA register as an untied intermediary; we verify the registration number.
- First contact within 48 hours of claiming an enquiry.
- Status updates in the partner portal: contacted, reached, offer, closed or lost.
- Our enquiries must not be resold or passed on to third parties; they serve solely to advise the client in question.
Become a partner
We reply within two working days. We work with one partner per canton and language — tell us which area you cover.
Frequently asked questions
Are you an insurance intermediary?
We do not sell insurance and do not conclude contracts. Advice and the contract itself run through the registered partner.
Where does the premium data come from?
Our calculator uses the official data sets of the Federal Office of Public Health. The source is linked on every page.
Does anyone else receive the same enquiry?
No. Every enquiry goes to exactly one partner, assigned by canton and language.
What happens if we cannot reach the client?
You set the status in the partner portal. If an enquiry stays untouched, it returns to the queue.
How many enquiries per month can we expect?
That depends heavily on the season. We do not quote numbers we cannot guarantee — hence the free test with the first ten enquiries.
How do we prove where the contact came from?
With every enquiry we store the timestamp, the exact consent wording and its version. You receive these details with the enquiry and can present them on request.